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Author: Hogarth, Jeanne Martha
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Hogarth, Jeanne Martha |
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Retirement Behaviors of Low-Income and Nonlow-Income Males Ph.D. Dissertation, The Ohio State University, 1981 Cohort(s): Older Men Publisher: UMI - University Microfilms, Bell and Howell Information and Learning Keyword(s): Dual Economic Theory; Household Income; Labor Force Participation; Labor Supply; Retirement/Retirement Planning Standard labor economics theory and segmented labor market theory were used to develop regression models to explain differences in age of retirement and in number of weeks worked after retirement between low-income and nonlow-income men. It was hypothesized that available financial resources, ability to work, and adequacy of financial resources were determinants of retirement and postretirement work. It was further hypothesized that age of retirement and number of weeks worked after retirement would not differ between the two groups and that variables studied would not have differential effects on retirement behaviors of the two groups. Data were drawn from the NLS Older Men cohort. Low-income men in this sample retired at an earlier age than nonlow-income men (61.2 versus 61.7 years). Available financial resources, ability to work, and adequacy of financial resources were confirmed as determinants of retirement. Available financial resources (wife's earnings and anticipated Social Security benefits) and adequacy of financial resources (marital status, change in marital status, and family size) had differential effects on age of retirement for low income and nonlow-income men. Low-income men in this sample worked a greater number of weeks after retirement than did nonlow-income men (8.14 versus 4.44 weeks). Available financial resources and ability to work were confirmed as determinants of postretirement work; adequacy of financial resources appeared not to affect postretirement work. Available financial resources (wife's earnings, Social Security and pension benefits) and ability to work (level of education) had differential effects on the number of weeks worked after retirement for low-income and nonlow-income men. |
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Bibliography Citation
Hogarth, Jeanne Martha. Retirement Behaviors of Low-Income and Nonlow-Income Males. Ph.D. Dissertation, The Ohio State University, 1981. |