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Author: McAninch, Nicole M.
Resulting in 1 citation.
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McAninch, Nicole M. |
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The Impact of Religious Practice and Importance on College Students’ Financial Well-Being Ph.D. Dissertation, Department of Family Sciences, College of Professional Education, Texas Woman’s University, June 2011. Also: http://www.twu.edu/downloads/family-sciences/nicole-mcaninch-defense.pdf Cohort(s): NLSY79 Young Adult Publisher: Department of Family Sciences, Texas Woman’s University Keyword(s): Credit/Credit Constraint; Debt/Borrowing; Financial Investments; Religion; Religious Influences; Well-Being Permission to reprint the abstract has not been received from the publisher. The purpose of this study was to explore the influence of religious practice and religious importance on college students’ reported financial well-being. Using an Ecological Theory lens, the present study considered individual and micro-level factors that relate to religiosity and finances, including ethnicity, gender, and parental/peer influences on religious practice, religious importance, credit card debt, and financial well-being. Using secondary data from the 2008 Young Adult survey of the National Longitudinal Study of Youth (NLSY), the present study used quantitative data methods to explore constructs of religious practice and religious importance as they related to credit card debt and financial well-being from a sample of 675 participants. The present study found no relationship between religious practice and religious importance as correlated with credit card debt and financial well-being. Analyses found that frequency of religious practice and level of religious importance were not consistent predictors of credit card debt levels or levels of financial well-being. However, considering the Ecological Theory lens, the present study did find individual and micro-level influencers of religious practice, religious importance, and financial well-being; specifically, gender, ethnicity, and peers were found influence participants. Overall, the present study provides a foundational exploration of religiosity and financial well-being. Recommendations concerning research, universities, religious institutions, and policy are included. |
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Bibliography Citation
McAninch, Nicole M. The Impact of Religious Practice and Importance on College Students’ Financial Well-Being. Ph.D. Dissertation, Department of Family Sciences, College of Professional Education, Texas Woman’s University, June 2011. A. |