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Author: White, Kenneth J.
Resulting in 2 citations.
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White, Kenneth J. |
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Social Capital, Financial Planning, and Black Males Ph.D. Dissertation, Department of Consumer Sciences, The Ohio State University, 2016. Also: https://etd.ohiolink.edu/pg_10?::NO:10:P10_ETD_SUBID:116146 Cohort(s): NLSY79, NLSY79 Young Adult Publisher: OhioLINK Keyword(s): Financial Behaviors/Decisions; Racial Differences; Social Capital Permission to reprint the abstract has not been received from the publisher. The objective of this study is to explore whether trends in data that suggest social relationships are related to financial planning behaviors. I draw from social capital theory to define the relationships and resources analyzed. Social capital theory is most effective in producing information channels and knowledge exchanges that may influence individuals to practice certain normative financial behaviors. The financial behaviors analyzed as outcome measures are topics set forth by the Certified Financial Planner Board as comprehensive financial planning topical areas. For this study, I use the National Longitudinal Survey of Youth 1979 (NLSY79) and National Longitudinal Survey of Youth 1979 Young Adult (NLSY79YA) surveys. I analyze data on Black, Hispanic, and White males in 2008, 2010, and 2012 for the NLSY79 and in 2006, 2008, and 2012 for the NLSY79 Young Adult survey. Due to limitations of the social capital and financial outcome variables available in the surveys, I primarily use multiple years of cross-sectional data to explore and analyze the relationships between social capital and financial planning. |
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Bibliography Citation
White, Kenneth J. Social Capital, Financial Planning, and Black Males. Ph.D. Dissertation, Department of Consumer Sciences, The Ohio State University, 2016.. |
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White, Kenneth J. McCoy, Megan Watkins, Kimberly Chen, XianYan Koposko, Janet Mizuta, Matthew |
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"We Don't Talk About That": Exploring Money Conversations of Black, Hispanic, and White Households Family and Consumer Sciences published online (25 April 2021): DOI: 10.1111/fcsr.12397. Also: https://onlinelibrary.wiley.com/doi/10.1111/fcsr.12397 Cohort(s): NLSY97 Publisher: Wiley Online Keyword(s): Ethnic Differences; Financial Behaviors/Decisions; Racial Differences Permission to reprint the abstract has not been received from the publisher. Communication around finances is essential to relational satisfaction and the acquisition of financial skills. Nevertheless, people avoid financial discussions. Using data from the National Longitudinal Survey of Youth (n = 8,006), this study explored how race/ethnicity relates to financial discussions through the lens of capital theory. Findings show that Black and Hispanic households had the lowest rates of financial discussions. When discussions did occur, the odds of them happening were higher with friends and lower with spouses/partners or family. Family and consumer science professionals can use the results to encourage financial communication in multiple types of relationships and households. |
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Bibliography Citation
White, Kenneth J., Megan McCoy, Kimberly Watkins, XianYan Chen, Janet Koposko and Matthew Mizuta. ""We Don't Talk About That": Exploring Money Conversations of Black, Hispanic, and White Households." Family and Consumer Sciences published online (25 April 2021): DOI: 10.1111/fcsr.12397.
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