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Title: From Housing Assistance to Student Debt: the Effects of Government Aid on Household Behavior and Welfare
Resulting in 1 citation.
1. Zhang, Ning
From Housing Assistance to Student Debt: the Effects of Government Aid on Household Behavior and Welfare
Ph.D. Dissertation, Department of Economics, University of Pittsburgh, 2021.
Also: http://d-scholarship.pitt.edu/40388/
Cohort(s): NLSY79, NLSY97
Publisher: Department of Economics, University of Pittsburgh
Keyword(s): College Graduates; Debt/Borrowing; Home Ownership; Marital Status; Student Loans / Student Aid

Permission to reprint the abstract has not been received from the publisher.

This dissertation consists of three chapters that study the effects of government assistance on household behavior and welfare...The third chapter examines the effect student debt on marriage and homeownership among college graduates. Student debt for the current college cohort has increased in terms of number of debtors and average amount, which subsequently impacts family formation and homeownership. Using NLSY 79 and NLSY 97 data, we develop and estimate a lifecycle model to quantify the role of student debt in college graduates' marriage and homeownership patterns. Beyond student debt, we also examine the role of housing prices, wage dispersion, and downpayment rates in accounting for the difference in homeownership and marriage.
Bibliography Citation
Zhang, Ning. From Housing Assistance to Student Debt: the Effects of Government Aid on Household Behavior and Welfare. Ph.D. Dissertation, Department of Economics, University of Pittsburgh, 2021..