We now have some questions about your income, assets, and household spending. We appreciate that our questions are difficult to answer and sometimes seem intrusive ...

... However, the spending and saving patterns of Americans are of national importance, and your answers to these questions provide us with the most reliable figures on your generation's spending and saving habits. As with other questions in this survey, we want to reassure you that the
information you provide to us is kept confidential.

Now I would like to ask you some questions about your income in 1995.

During 1995, did you receive any income from service in the military?

And how much total income did you receive during 1995 from the military before taxes and other deductions? Please INCLUDE money received from special pays, allowances, and bonuses.

Not counting any money you received from your military service ...

During 1995, how much did you receive from wages, salary, commissions, or tips from all (other) jobs, before deductions for taxes or anything else?

NOTE: TRUNCATED VALUES ARE APPLIED TO THE TOP APPROXIMATELY 2 PERCENT OF RESPONDENTS WITH VALID NON-MISSING RESPONSES. THE LOWEST VALUE FOR THE TOP 2 PERCENT OF CASES IS USED AS THE TRUNCATION LEVEL ($83,500 FOR THIS VARIABLE). VALUES FOR ALL CASES AT OR OVER THAT LEVEL ARE AVERAGED. THAT AVERAGE IS THEN ASSIGNED TO EACH OF THE TOP 2 PERCENT OF CASES. OVERSEAS RESPONDENTS WHOSE DOLLAR INCOME COULD NOT BE DETERMINED ARE CODED -3.

(Excluding any income you already have mentioned) During 1995, did you receive any money in income ...

from your own farm?

(Excluding any income you already have mentioned) during 1995, did you receive any money in income from ...

your own non-farm business, partnership, or professional practice?

How much did you receive AFTER EXPENSES?


(INTERVIEWER: PRESS <F6> FOR DON'T KNOW)


NOTE: TRUNCATED VALUES ARE APPLIED TO THE TOP APPROXIMATELY 2 PERCENT OF RESPONDENTS WITH VALID NON-MISSING RESPONSES. THE LOWEST VALUE FOR THE TOP 2 PERCENT OF CASES IS USED AS THE TRUNCATION LEVEL ($130,000 FOR THIS VARIABLE). VALUES FOR ALL CASES AT OR OVER THAT LEVEL ARE AVERAGED. THAT AVERAGE IS THEN ASSIGNED TO EACH OF THE TOP 2 PERCENT OF CASES. OVERSEAS RESPONDENTS WHOSE DOLLAR INCOME COULD NOT BE DETERMINED ARE CODED -3.

Our information shows that the last month you received unemployment compensation in 19[Year before last interview year] was [Last month received unemployment benefits (text) (with possible update during survey)]. Is this correct?

Our information shows that you had not received unemployment compensation between January 19[Year before last interview year] and December 19[Year before last interview year]. Is that correct?

Did you receive unemployment compensation between January 19[Year before last interview year] and December 19[Year before last interview year]?

What was the last month in 19[Year before last interview year] that you received unemployment compensation?

Our information shows that the last month you received unemployment compensation was in [Last month received unemployment benefits (text) (with possible update during survey)], 19[Last year received unemployment benefits (with possible update during survey)]. Is this correct?

Our information shows that you had not received unemployment compensation between January 19[Year before last interview year] and [!lintdate]. Is that correct?

Did you receive unemployment compensation between January 19[Year before last interview year] and [!lintdate]?

What was the last month since January 19[Year before last interview year] that you received unemployment compensation?

Have you received unemployment compensation continuously since [month/year respondent last received unemployment benefits]?

When did you first STOP receiving unemployment compensation since [month/year respondent last received unemployment benefits] - what month and year?

(INTERVIEWER: IF DON'T KNOW OR REFUSED, PROBE FOR APPROXIMATE MONTH AND YEAR.)

(When did you first STOP receiving unemployment compensation since [month/year respondent last received unemployment benefits] - what month and year?)

(ENTER MONTH AND YEAR:)

INTERVIEWER: DATE NOT WITHIN ACCEPTABLE RANGE 1979-1996. PRESS <PG-UP>
TO CORRECT PREVIOUS QUESTIONS.

On average, how much did you receive per week during these months in 1979?

On average, how much did you receive per week during these months in 1980?

On average, how much did you receive per week during these months in 1981?

On average, how much did you receive per week during these months in 1982?

On average, how much did you receive per week during these months in 1983?

On average, how much did you receive per week during these months in 1984?

On average, how much did you receive per week during these months in 1985?

On average, how much did you receive per week during these months in 1986?

On average, how much did you receive per week during these months in 1987?

On average, how much did you receive per week during these months in 1988?

On average, how much did you receive per week during these months in 1989?

On average, how much did you receive per week during these months in 1990?

On average, how much did you receive per week during these months in 1991?

(INTERVIEWER: IF R STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1990, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did you receive per week during these months in 1992?

(INTERVIEWER: IF R STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1991, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did you receive per week during these months in 1993?

(INTERVIEWER: IF R STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1992, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did you receive per week during these months in 1994?

On average, how much did you receive per week during these months in 1995?

On average, how much did you receive per week during these months in 1996?

How much did you receive per week during [!Q13U-25]?

About how many weeks since [month/year respondent last received unemployment benefits] did you receive any unemployment compensation?

How much did you receive the last week you received any unemployment compensation?

Since [!lastrecd_u] have you received unemployment compensation?

When did you START receiving unemployment compensation since [month/year respondent last received unemployment benefits] - what month and year?

(INTERVIEWER: IF DON'T KNOW OR REFUSED, PROBE FOR APPROXIMATE MONTH
AND YEAR.)

(When did you first START receiving unemployment compensation, after [month/year respondent last received unemployment benefits] - what month and year?)

(ENTER MONTH AND YEAR:)

Since [!Q13U-25], did you start receiving unemployment compensation again?

Have you received unemployment compensation continuously since [!newstrtu(1)]?

On average how much unemployment compensation did you receive per week during the months in 1979?

On average how much did you receive per week during the months in 1980?

On average how much did you receive per week during the months in 1981?

On average how much did you receive per week during the months in 1982?

On average how much did you receive per week during the months in 1983?

On average how much did you receive per week during the months in 1984?

On average how much did you receive per week during the months in 1985?

On average how much did you receive per week during the months in 1986?

On average how much did you receive per week during the months in 1987?

On average how much did you receive per week during the months in 1988?

On average how much did you receive per week during the months in 1989?

On average how much did you receive per week during the months in 1990?

On average how much did you receive per week during the months in 1991?

On average how much did you receive per week during the months in 1992?

On average how much did you receive per week during the months in 1993?

On average how much did you receive per week during the months in 1994?

On average how much did you receive per week during the months in 1995?

On average how much did you receive per week during the months in 1996?

How much unemployment compensation are you currently receiving per week?

(INTERVIEWER: RESPONDENT REPORTED RECEIVING UNEMPLOYMENT COMPENSATION
CONTINUOUSLY SINCE LAST STARTED.)

During 1995, did [Spouse/partner's name] receive any income from service [s/he] performed in the military?

And how much total income did [Spouse/partner's name] receive during 1995 from the military before taxes and other deductions? Please INCLUDE money received from special pays, allowances, and bonuses.

NOTE: TRUNCATED VALUES ARE APPLIED TO THE TOP APPROXIMATELY 2 PERCENT OF RESPONDENTS WITH VALID NON-MISSING RESPONSES. THE LOWEST VALUE FOR THE TOP 2 PERCENT OF CASES IS USED AS THE TRUNCATION LEVEL ($65,000 FOR THIS VARIABLE). VALUES FOR ALL CASES AT OR OVER THAT LEVEL ARE AVERAGED. THAT AVERAGE IS THEN ASSIGNED TO EACH OF THE TOP 2 PERCENT OF CASES. OVERSEAS RESPONDENTS WHOSE DOLLAR INCOME COULD NOT BE DETERMINED ARE CODED -3.

Not counting any money [Spouse/partner's name] received from [his/her] military service ...

During 1995, how much did [Spouse/partner's name] receive from wages, salary, commissions, or tips from all (other) jobs, before deductions for taxes or anything else?

(INTERVIEWER: PRESS <F6> FOR DON'T KNOW)

NOTE: TRUNCATED VALUES ARE APPLIED TO THE TOP APPROXIMATELY 2 PERCENT OF RESPONDENTS WITH VALID NON-MISSING RESPONSES. THE LOWEST VALUE FOR THE TOP 2 PERCENT OF CASES IS USED AS THE TRUNCATION LEVEL ($100,000 FOR THIS VARIABLE). VALUES FOR ALL CASES AT OR OVER THAT LEVEL ARE AVERAGED. THAT AVERAGE IS THEN ASSIGNED TO EACH OF THE TOP 2 PERCENT OF CASES. OVERSEAS RESPONDENTS WHOSE DOLLAR INCOME COULD NOT BE DETERMINED ARE CODED -3.

[Now, please exclude any income you already have mentioned earned by [Spouse/partner's name]. (In addition to the income YOU received from your farm or business, partnership, or professional practice,) During 1995, did [Spouse/partner's name] receive any money in income ...

... from [his/her] own farm?


(INTERVIEWER: PRESS <F6> FOR DON'T KNOW)

[And excluding any income you already have mentioned earned by [Spouse/partner's name]. (In addition to the income YOU received from your own business, partnership, or professional practice,) During 1995, did [Spouse/partner's name] receive any money in income ...

... from [his/her] own non-farm business, partnership, or professional practice?


(INTERVIEWER: PRESS <F6> FOR DON'T KNOW)

How much did [s/he] receive AFTER EXPENSES?


(INTERVIEWER: PRESS <F6> FOR DON'T KNOW)

NOTE: TRUNCATED VALUES ARE APPLIED TO THE TOP APPROXIMATELY 2 PERCENT OF RESPONDENTS WITH VALID NON-MISSING RESPONSES. THE LOWEST VALUE FOR THE TOP 2 PERCENT OF CASES IS USED AS THE TRUNCATION LEVEL ($315,000 FOR THIS VARIABLE). VALUES FOR ALL CASES AT OR OVER THAT LEVEL ARE AVERAGED. THAT AVERAGE IS THEN ASSIGNED TO EACH OF THE TOP 2 PERCENT OF CASES. OVERSEAS RESPONDENTS WHOSE DOLLAR INCOME COULD NOT BE DETERMINED ARE CODED -3.

Our information shows that the last month [Spouse/partner's name] received unemployment compensation in 19[Year before last interview year] was [Last month spouse received unemployment benefits (text) (with possible update during survey)]. Is that correct?

Our information shows that [Spouse/partner's name] had not received unemployment compensation between January 19[Year before last interview year] and December 19[Year before last interview year]? Is that correct?

Did [Spouse/partner's name] receive unemployment compensation between January 19[Year before last interview year] and December 19[Year before last interview year]?

What was the last month in 19[Year before last interview year] that [Spouse/partner's name] received unemployment compensation?

Our information shows that the last month [Spouse/partner's name] received unemployment compensation was in [Last month spouse received unemployment benefits (text) (with possible update during survey)], 19[Last year spouse received unemployment benefits (with possible update during survey)]. Is this correct?

Our information shows that [Spouse/partner's name] had not received unemployment compensation between January 19[Year before last interview year] and [!lintdate]. Is that correct?

Did [Spouse/partner's name] receive unemployment compensation between January 19[Year before last interview year] and [!lintdate]?

What was the last month since January 19[Year before last interview year] that [Spouse/partner's name] received unemployment compensation?

Has [Spouse/partner's name] received unemployment compensation continuously since [month/year spouse last received unemployment benefits]?

When did [Spouse/partner's name] first STOP receiving unemployment compensation since [month/year spouse last received unemployment benefits] - what month and year?

(INTERVIEWER: IF DON'T KNOW OR REFUSED, PROBE FOR APPROXIMATE MONTH
AND YEAR.)

(When did [Spouse/partner's name] first STOP receiving unemployment compensation since [month/year spouse last received unemployment benefits] - what month and year?)

(ENTER MONTH AND YEAR:)

INTERVIEWER: DATE NOT WITHIN ACCEPTABLE RANGE 1979-1996. PRESS <PG-UP>
TO CORRECT PREVIOUS QUESTIONS.

On average, how much did [Spouse/partner's name] receive per week during these months in 1979?

On average, how much did [Spouse/partner's name] receive per week during these months in 1980?

On average, how much did [Spouse/partner's name] receive per week during these months in 1981?

On average, how much did [Spouse/partner's name] receive per week during these months in 1982?

On average, how much did [Spouse/partner's name] receive per week during these months in 1983?

On average, how much did [Spouse/partner's name] receive per week during these months in 1984?

On average, how much did [Spouse/partner's name] receive per week during these months in 1985?

On average, how much did [Spouse/partner's name] receive per week during these months in 1986?

On average, how much did [Spouse/partner's name] receive per week during these months in 1987?

On average, how much did [Spouse/partner's name] receive per week during these months in 1988?

On average, how much did [Spouse/partner's name] receive per week during these months in 1989?

On average, how much did [Spouse/partner's name] receive per week during these months in 1990?

On average, how much did [Spouse/partner's name] receive per week during these months in 1991?

(INTERVIEWER: IF R'S SPOUSE STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1990, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did [Spouse/partner's name] receive per week during these months in 1992?

(INTERVIEWER: IF R'S SPOUSE STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1990, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did [Spouse/partner's name] receive per week during these months in 1993?

(INTERVIEWER: IF R'S SPOUSE STOPPED RECEIVING UNEMPLOYMENT COMPENSATION IN
DECEMBER, 1990, RECORD "0" AND PRESS <ENTER> TO CONTINUE.)

On average, how much did you [Spouse/partner's name] per week during these months in 1994?

On average, how much did you [Spouse/partner's name] per week during these months in 1995?

On average, how much did you [Spouse/partner's name] per week during these months in 1996?

How much did [Spouse/partner's name] receive per week during [!Q13S-25]?

About how many weeks since [month/year spouse last received unemployment benefits] did [Spouse/partner's name] receive any unemployment compensation?

How much did [Spouse/partner's name] receive the last time [s/he] received any unemployment compensation?

Since [!lastrecd_s] has [Spouse/partner's name] received unemployment?

When did [Spouse/partner's name] START receiving unemployment compensation, after [month/year spouse last received unemployment benefits] - what month and year?

(INTERVIEWER: IF DON'T KNOW OR REFUSED, PROBE FOR APPROXIMATE MONTH
AND YEAR.)

(When did [Spouse/partner's name] first START receiving unemployment compensation, after [month/year spouse last received unemployment benefits] - what month and year?)

(ENTER MONTH AND YEAR:)

Since [!Q13S-25], did [Spouse/partner's name] start receiving unemployment compensation again?

Has [Spouse/partner's name] received unemployment compensation continuously since [!newstrts(1)]?

On average how much did [Spouse/partner's name] receive per week during 1979?

On average how much did [Spouse/partner's name] receive per week during 1980?

On average how much did [Spouse/partner's name] receive per week during 1981?

On average how much did [Spouse/partner's name] receive per week during 1982?

On average how much did [Spouse/partner's name] receive per week during 1983?

On average how much did [Spouse/partner's name] receive per week during 1984?

On average how much did [Spouse/partner's name] receive per week during 1985?

On average how much did [Spouse/partner's name] receive per week during 1986?

On average how much did [Spouse/partner's name] receive per week during 1987?

On average how much did [Spouse/partner's name] receive per week during 1988?

On average how much did [Spouse/partner's name] receive per week during 1989?

On average how much did [Spouse/partner's name] receive per week during 1990?

On average how much did [Spouse/partner's name] receive per week during 1991?

On average how much did [Spouse/partner's name] receive per week during 1992?

On average how much did [Spouse/partner's name] receive per week during 1993?

On average how much did [Spouse/partner's name] receive per week during 1994?

On average how much did [Spouse/partner's name] receive per week during 1995?

On average how much did [Spouse/partner's name] receive per week during 1996?

How much did [Spouse/partner's name] receive per week LAST month?

(INTERVIEWER: RESPONDENT REPORTED SPOUSE RECEIVED UNEMPLOYMENT
COMPENSATION CONTINUOUSLY SINCE LAST STARTED.)

Are you (or [Spouse/partner's name]) currently legally entitled to receive child support payments through a court order or any other type of legal agreement?

Who is legally entitled to receive child support - you, [Spouse/partner's name] or both of you?

When were your payments first agreed to or awarded?


(ENTER MONTH AND YEAR)

In what state was the court order or agreement filed?

(INTERVIEWER: PRESS <F4> TO CHOOSE STATE.)

What amount of child support for your children was agreed to in the agreement or award made in [!Q13-33D]?

(ENTER AMOUNT:)

([IF NECESSARY PROBE:] (Is/Was) that per month, per year, or what?)

(ENTER TIME UNIT OF AMOUNT:)

Is [Spouse/partner's name] legally entitled to receive child support?

First, I am going to ask about YOUR child support agreement. So for the next several questions, please think only about YOUR child support agreement. I will ask about [Spouse/partner's name]'s child support in a moment.

When we last talked with you on [Date of last interview] you said you were entitled to receive $[Total amount of child support respondent was entitiled to receive as of last interview (with possible update during survey)] [time unit for child support amount (text)] in child support. Since that time, has there been a change in the amount of money that you were SUPPOSED to receive?

In what state was the court order or agreement filed?

(INTERVIEWER: PRESS <F4> TO CHOOSE STATE.)

Since you began receiving child support payments, has there ever been a change in the amount of money that you are SUPPOSED to receive?

When was the most recent change in your child support agreement or award made?

(ENTER MONTH AND YEAR)

Was this change filed through the courts or agreed to informally?

In what state was the court order or agreement filed?

(INTERVIEWER: PRESS <F4> TO CHOOSE STATE.)

What amount of child support for your children are you entitled to now?


(ENTER AMOUNT:)

([IF NECESSARY PROBE:] (Is/Was) that per month, per year, or what?)

(ENTER TIME UNIT OF AMOUNT:)

How did you reach agreement on your most recent child support amount? Did you...(READ CATEGORIES)...?

Were any type of STATE or COUNTY child support guidelines or schedule used to decide on the amount of child support?

How many of YOUR children are legally entitled to child support under the current court order or agreement?

(ENTER NUMBER:)

In total how much in child support were YOU SUPPOSED to receive during 1995?

In total, how much in child support did YOU ACTUALLY receive during 1995?

Just to verify, this means that you received $[Total amount of child support respondent actually received in 1995], which is $[Amount of child support more or less than what respondent was supposed to receive in 1995] less in child support than you were supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33H ([Total amount of child support respondent is supposed to receive in 1995]) AND Q13-33I ([Total amount of child support respondent actually received in 1995])
AS NECESSARY <PG-UP> TO CORRECT IF R INDICATES AMOUNT IS INCORRECT)

Just to verify, this means that you received $[Total amount of child support respondent actually received in 1995], which is $[Amount of child support more or less than what respondent was supposed to receive in 1995] more in child support than you were supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33H ([Total amount of child support respondent is supposed to receive in 1995]) AND Q13-33I ([Total amount of child support respondent actually received in 1995])
AS NECESSARY <PG-UP> TO CORRECT IF R INDICATES AMOUNT IS INCORRECT.)

Just to verify, this means that you received $[Total amount of child support respondent actually received in 1995], which is as much child support as you were supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33H ([Total amount of child support respondent is supposed to receive in 1995]) AND Q13-33I ([Total amount of child support respondent actually received in 1995])
AS NECESSARY <PG-UP> TO CORRECT IF R INDICATES AMOUNT IS INCORRECT.)

How many of [Spouse/partner's name]'s children are legally entitled to child support under [his/her] current court order or agreement?

(ENTER NUMBER)

In total how much in child support was [Spouse/partner's name] SUPPOSED to receive during 1995?

In total, how much in child support did [Spouse/partner's name] ACTUALLY receive during 1995?

Just to verify, this means that [Spouse/partner's name] received $[Total amount of child support spouse actually received in 1995], which is $[Amount of child support more or less than what spouse was supposed to receive in 1995] less in child support than [s/he] was supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33La ([Total amount of child support spouse was supposed to receive in 1995]) AND Q13-33M
([Total amount of child support spouse actually received in 1995]) AS NECESSARY, AND <PG-UP> TO CORRECT.)

Just to verify, this means that [Spouse/partner's name] received $[Total amount of child support spouse actually received in 1995], which is $[Amount of child support more or less than what spouse was supposed to receive in 1995] more in child support than [s/he] was supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33La ([Total amount of child support spouse was supposed to receive in 1995]) AND Q13-33M
([Total amount of child support spouse actually received in 1995]) AS NECESSARY, AND <PG-UP> TO CORRECT.)

Just to verify, this means that [Spouse/partner's name] received $[Total amount of child support spouse actually received in 1995], which is as much child support as [s/he] was supposed to receive during 1995?

(INTERVIEWER: VERIFY AMOUNTS IN Q13-33La ([Total amount of child support spouse was supposed to receive in 1995]) AND Q13-33M
([Total amount of child support spouse actually received in 1995]) AS NECESSARY, AND <PG-UP> TO CORRECT.)