Questionnaire Public Report11/30/2012 03:13:53 PM
Cohort:National Longitudinal Survey of Youth 1997
Round:Youth Questionnaire 97 (R15)
Instrument :Youth
  1. Assets25



YAST25-NEW1 []Section: Assets25

([KEY_AGEDOL] == 14 && [last round interviewed] < 12) ||
([KEY_AGEDOL] == 13 && [last round interviewed] < 13) ||
([KEY_AGEDOL] == 12 && [last round interviewed] < 14)

COMMENT: R is eligible for the Assets 25 section in round 15

If Answer = 1 Then Go To
YAST25-4000

Default Next:YAST30-200A


YAST25-4000 []Section: Assets25

We now have some questions about different kinds of savings, investments or other assets that [you/you or your spouse/you or your partner] may have.

Default Next:YAST25-4000S1
Lead-In:YAST25-NEW1 [1:1]


YAST25-4000S1 []Section: Assets25

{PREV_OTHER_ASSETS}==1

COMMENT: The respondent reported ownership of ANY assets other than a car or vehicle during the last assets interview

If Answer = 0 Then Go To
YAST25-4000S2

Default Next:YAST25-4400
Lead-In:YAST25-4000 [Default]


YAST25-4000S2 []Section: Assets25

{PREV_ASTMARCHANGE}==1 || {CUR_ASTMARCHANGE}==1

COMMENT: R has reported a change in marital (or partner) status since the last assets interview

If Answer = 0 Then Go To
YAST25-4000S3

Default Next:YAST25-4400
Lead-In:YAST25-4000S1 [0:0]


YAST25-4000S3 []Section: Assets25

{YINC-2000}==1 || {YINC-2900}==1 || {YINC-4300}==1 || {YINC-4600}==1 || {YINC-4900}==1

COMMENT: The respondent reported interest, dividend, business or professional practice,or rental property income

If Answer = 0 Then Go To
YAST25-4000S3A

Default Next:YAST25-4400
Lead-In:YAST25-4000S2 [0:0]


YAST25-4000S3A []Section: Assets25

([YAST25-900]>=1 && [YAST25-900]<=3) || ([owns all/owns part/rent/owned by others] >=1 && [owns all/owns part/rent/owned by others] <=4) || [YAST25-2220]==1 || [YAST25-2280]==1 || ([YAST25-2520]>=1 && [YAST25-2520]<=6) || [YAST25-2610]==1 || [YAST25-2857]==1 || [YAST25-2900]==1 || [YAST25-3110]==1 || [YAST25-3160]==1 || [YAST25-3310]==1 || [YAST25-3310]==2 || [YAST25-3350]==1

COMMENT: The respondent reported owning own home or selling previous home

If Answer = 0 Then Go To
YAST25-4000S4

Default Next:YAST25-4400
Lead-In:YAST25-4000S3 [0:0]


YAST25-4000S4 []Section: Assets25

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] opened any account at a bank or a credit union such as a checking account or a savings account?

 1   YES   ...(Go To YAST25-4420)
 0   NO   ...(Go To YAST25-4000S5)

Default Next:YAST25-4550
Lead-In:YAST25-4000S3A [0:0]


YAST25-4000S5 []Section: Assets25

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] bought, inherited, or been given certificates of deposit, U.S. Savings Bonds, stocks, or other financial investments?

 1   YES   ...(Go To YAST25-4550)
 0   NO   ...(Go To YAST25-4000S6)

Default Next:YAST25-4290
Lead-In:YAST25-4000S4 [0:0]


YAST25-4000S6 []Section: Assets25

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] contributed to a plan that saves for retirement, such as an IRA or a Keogh plan or an account for saving for educational expenses, such as a Coverdell IRA or 529 plan?

 1   YES   ...(Go To YAST25-4290)
 0   NO   ...(Go To YAST25-4000S7)

Default Next:YAST25-4300
Lead-In:YAST25-4000S5 [0:0]


YAST25-4000S7 []Section: Assets25

Other than a car or other vehicle, have [you/you or your spouse/you or your partner] bought, inherited, or been given any item currently worth at least $1000 since [LASTASTINTDATE~X]. Please include any major purchase since then including the purchase of any appliances or other item worth at least $1000.

 1   YES   ...(Go To YAST25-4790)
 0   NO   ...(Go To YAST25-4000S8)

Default Next:YAST25-4870
Lead-In:YAST25-4000S6 [0:0]


YAST25-4000S8 []Section: Assets25

Do [you/you or your spouse/you or your partner] currently own or are [you/you or your spouse/you or your partner] purchasing a car or other type of motor vehicle, such as a van, truck, jeep-like vehicle, a motor home/RV, motorcycle, or airplane? Please do not include vehicles that you lease or have use of, but do not own.

 1   YES   ...(Go To YAST25-4000S9)
 0   NO

Default Next:YAST25-4870
Lead-In:YAST25-4000S7 [0:0]


YAST25-4000S9 []Section: Assets25

Altogether, what is the current market value of all of the vehicles [you have/you have on your own and you have jointly with your spouse/partner]?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4000S9A)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4000S9B_000001)

Default Next:YAST25-4000S9C
Lead-In:YAST25-4000S8 [1:1]


YAST25-4000S9A []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4000S9C

Default Next:YAST25-4000S10
Lead-In:YAST25-4000S9 [1:1]


YAST25-4000S9B_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4000S9B_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4000S10
Lead-In:YAST25-4000S9B_000001 [Default]


YAST25-4000S9C []Section: Assets25

(REFER TO SHOWCARD II)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. More than $100,000

Default Next:YAST25-4000S10
Lead-In:YAST25-4000S9A [-2:-1], YAST25-4000S9 [Default]


YAST25-4000S10 []Section: Assets25

How much is still owed on these vehicles?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4000S10A)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4000S10B_000001)

Default Next:YAST25-4000S10C
Lead-In:YAST25-4000S9A [Default], YAST25-4000S9B_000002 [Default], YAST25-4000S9C [Default]


YAST25-4000S10A []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4000S10C

Default Next:YAST25-4870
Lead-In:YAST25-4000S10 [1:1]


YAST25-4000S10B_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4000S10B_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4870
Lead-In:YAST25-4000S10B_000001 [Default]


YAST25-4000S10C []Section: Assets25

(REFER TO SHOWCARD II)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. More than $100,000

Default Next:YAST25-4870
Lead-In:YAST25-4000S10A [-2:-1], YAST25-4000S10 [Default]


YAST25-4400 []Section: Assets25

Do [you/you or your spouse/you or your partner] have any checking accounts, savings accounts or money market accounts or funds?

 1   YES, RESPONDENT HAS OWN ACCOUNT   ...(Go To YAST25-4420)
 2   YES, RESPONDENT HAS OWN ACCOUNTS AND ACCOUNTS JOINTLY WITH SPOUSE/PARTNER   ...(Go To YAST25-4420)
 3   YES, RESPONDENT ONLY HAS ACCOUNTS JOINTLY WITH SPOUSE/PARTNER   ...(Go To YAST25-4420)
 4   YES, SPOUSE/PARTNER HAS ACCOUNTS SEPARATELY FROM RESPONDENT
 0   NO

Default Next:YAST25-4530
Lead-In:YAST25-4000S1 [Default], YAST25-4000S2 [Default], YAST25-4000S3 [Default], YAST25-4000S3A [Default]


YAST25-4420 []Section: Assets25

What is the (total) current balance in all of the checking, savings and money market accounts [you have/you have on your own and you have jointly with your spouse/partner]? (Average balance over the past month)

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4422)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4424_000001)

Default Next:YAST25-4426
Lead-In:YAST25-4000S4 [1:1], YAST25-4400 [1:3]


YAST25-4422 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4426

Default Next:YAST25-4530
Lead-In:YAST25-4420 [1:1]


YAST25-4424_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4424_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4530
Lead-In:YAST25-4424_000001 [Default]


YAST25-4426 []Section: Assets25

(REFER TO SHOWCARD S)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. $100,001 - $250,000
 9   I. More than $250,000

Default Next:YAST25-4530
Lead-In:YAST25-4422 [-2:-1], YAST25-4420 [Default]


YAST25-4530 []Section: Assets25

Excluding retirement plan savings, do [you/you or your spouse/you or your partner] have any certificates of deposit (CDs) at financial institutions, government savings bonds, Treasury bills, or other types of corporate, municipal, government bonds or bills, including any CDs, bonds, or bills held in investment trusts?

IF RESPONDENT ASKS, CDS ARE CERTIFICATES HELD FOR A SET PERIOD OF TIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY DATE, GOVERNMENT SAVINGS BONDS MAY BE CALLED SERIES EE OR HH AND CAN BE PURCHASED BY PAYROLL DEDUCTION. IF NECESSARY, PROBE WITH EXAMPLES -- MORTGAGE BACKED BONDS SUCH AS THOSE FROM "GINNE-MAE" OR "FANNIE-MAE"; U.S. FREE BONDS; FOREIGN BONDS; CORPORATE BONDS.

 1   YES, R HAS OWN CDs/BONDS/BILLS (AND NONE JOINT WITH PARTNER)   ...(Go To YAST25-4550)
 2   YES, R HAS CDs/BONDS/BILLS JOINTLY WITH SPOUSE/PARTNER (AND PERHAPS OWN CDs, etc.)   ...(Go To YAST25-4550)
 3   YES, R HAS CDs/BONDS/BILLS JOINTLY WITH SPOUSE/PARTNER (NONE SOLELY OWNED)   ...(Go To YAST25-4550)
 4   YES, SPOUSE/PARTNER HAS OWN CDs/BONDS/BILLS NOT JOINT WITH R
 0   NO

Default Next:YAST25-4660
Lead-In:YAST25-4400 [Default], YAST25-4422 [Default], YAST25-4424_000002 [Default], YAST25-4426 [Default]


YAST25-4550 []Section: Assets25

If you were to cash in all of the CD's, bonds and bills [you have/you have on your own and you have jointly with your spouse/partner], how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4552)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4554_000001)

Default Next:YAST25-4556
Lead-In:YAST25-4000S5 [1:1], YAST25-4530 [1:3], YAST25-4000S4 [Default]


YAST25-4552 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4556

Default Next:YAST25-4660
Lead-In:YAST25-4550 [1:1]


YAST25-4554_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4554_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4660
Lead-In:YAST25-4554_000001 [Default]


YAST25-4556 []Section: Assets25

(REFER TO SHOWCARD S)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. $100,001 - $250,000
 9   I. More than $250,000

Default Next:YAST25-4660
Lead-In:YAST25-4552 [-2:-1], YAST25-4550 [Default]


YAST25-4660 []Section: Assets25

Do [you/you or your spouse/you or your partner] have any shares of stock in publicly-held corporations or mutual funds, including any stock or mutual funds held in investment trusts?

 1   YES, R HAS OWN STOCKS (AND NONE JOINT WITH PARTNER)   ...(Go To YAST25-4680)
 2   YES, R HAS STOCKS JOINT WITH SPOUSE/PARTNER (AND PERHAPS OWN STOCKS)   ...(Go To YAST25-4680)
 3   YES, R HAS ONLY STOCKS JOINT WITH SPOUSE/PARTNER (NONE SOLELY OWNED)   ...(Go To YAST25-4680)
 4   YES, SPOUSE/PARTNER HAS OWN STOCKS NOT JOINT WITH R
 0   NO

Default Next:YAST25-4770
Lead-In:YAST25-4530 [Default], YAST25-4552 [Default], YAST25-4554_000002 [Default], YAST25-4556 [Default]


YAST25-4680 []Section: Assets25

If you sold all of the shares of stock in publicly-held corporations [you have/you have on your own and you have jointly with your spouse/partner], including mutual funds, how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4682)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4684_000001)

Default Next:YAST25-4686
Lead-In:YAST25-4660 [1:3]


YAST25-4682 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4686

Default Next:YAST25-4770
Lead-In:YAST25-4680 [1:1]


YAST25-4684_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4684_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4770
Lead-In:YAST25-4684_000001 [Default]


YAST25-4686 []Section: Assets25

(REFER TO SHOWCARD S)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. $100,001 - $250,000
 9   I. More than $250,000

Default Next:YAST25-4770
Lead-In:YAST25-4682 [-2:-1], YAST25-4680 [Default]


YAST25-4770 []Section: Assets25

The two major types of life insurance are term policies and cash-value policies. We are interested in whether [you/you or your spouse/you or your partner] have any cash-value policies, which pay a beneficiary upon the death of the policy owner and can be cashed in or borrowed against by the policy owner. Term policies cannot be cashed in or borrowed against and only pay a beneficiary if the insured person dies.

INTERVIEWER PLEASE READ IF NECESSARY: OTHER NAMES FOR TYPES OF CASH VALUE POLICIES ARE "WHOLE LIFE," "UNIVERSAL LIFE," "ORDINARY LIFE" OR "VARIABLE LIFE."

 1   YES, R HAS OWN CASH-VALUE LIFE INSURANCE (AND NONE JOINT WITH PARTNER)   ...(Go To YAST25-4770A)
 2   YES, R HAS CASH-VALUE LIFE INSURANCE JOINT WITH SPOUSE/PARTNER (AND PERHAPS OWN)   ...(Go To YAST25-4770A)
 3   YES, R HAS ONLY CASH-VALUE LIFE INSURANCE JOINT WITH SPOUSE/PARTNER (NONE SOLELY OWNED)   ...(Go To YAST25-4770A)
 4   YES, SPOUSE/PARTNER HAS OWN CASH-VALUE LIFE INSURANCE NOT JOINT WITH R
 0   NO

Default Next:YAST25-4270
Lead-In:YAST25-4660 [Default], YAST25-4682 [Default], YAST25-4684_000002 [Default], YAST25-4686 [Default]


YAST25-4770A []Section: Assets25

Altogether, how much money would [you/you or your spouse/you or your partner] end up with if you cashed in these life insurance policies today?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4770A1)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4770B_000001)

Default Next:YAST25-4770A2
Lead-In:YAST25-4770 [1:3]


YAST25-4770A1 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4770A2

Default Next:YAST25-4270
Lead-In:YAST25-4770A [1:1]


YAST25-4770B_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4770B_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4270
Lead-In:YAST25-4770B_000001 [Default]


YAST25-4770A2 []Section: Assets25

(REFER TO SHOWCARD JJ)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. $250,001 - $500,000
 8   H. More than $500,000

Default Next:YAST25-4270
Lead-In:YAST25-4770A1 [-2:-1], YAST25-4770A [Default]


YAST25-4270 []Section: Assets25

Now I would like to ask you some questions about any pension or retirement savings. Many employers and unions sponsor pensions or retirement plans, some provide tax-deferred plans such as 401 K's, profit sharing or stock ownership plans. Do [you/you or your spouse/you or your partner] have any savings in these types of plans?

(READ IF NECESSARY) Other examples include 403B plans, 457 plans, IRA-SEP plans, and IRA-SIMPLE plans. Please do not include Traditional IRAs, Roth IRAs, or education IRAs as these will be asked about later.

 1   YES, RESPONDENT HAS OWN PLANS   ...(Go To YAST25-4290)
 2   YES, RESPONDENT HAS OWN PLANS AND ALSO HAS PLANS JOINTLY WITH SPOUSE/PARTNER   ...(Go To YAST25-4290)
 3   YES, RESPONDENT ONLY HAS PLANS JOINTLY WITH SPOUSE/PARTNER   ...(Go To YAST25-4290)
 4   YES, SPOUSE/PARTNER HAS OWN SEPARATELY FROM RESPONDENT
 0   NO

Default Next:YAST25-4300
Lead-In:YAST25-4770 [Default], YAST25-4770A1 [Default], YAST25-4770B_000002 [Default], YAST25-4770A2 [Default]


YAST25-4290 []Section: Assets25

What is the total value of all the savings [you have/you have in your own and you have jointly with your spouse/partner] in plans that save for retirement, such as IRA or Keogh plans or accounts for saving for educational expenses, such as Coverdell IRAs or 529 plans?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4292)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4294_000001)

Default Next:YAST25-4296
Lead-In:YAST25-4000S6 [1:1], YAST25-4270 [1:3], YAST25-4000S5 [Default]


YAST25-4292 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4296

Default Next:YAST25-4300
Lead-In:YAST25-4290 [1:1]


YAST25-4294_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4294_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4300
Lead-In:YAST25-4294_000001 [Default]


YAST25-4296 []Section: Assets25

(REFER TO SHOWCARD JJ)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. $250,001 - $500,000
 8   H. More than $500,000

Default Next:YAST25-4300
Lead-In:YAST25-4292 [-2:-1], YAST25-4290 [Default]


YAST25-4300 []Section: Assets25

Does anyone owe [you/you or your spouse/you or your partner] any money from personal loans or from any mortgage loans that you have made to others, even if you are not sure that these people will repay you? Please do not include any loans owed to your business or farm as we will be talking about them later.

 1   YES, R HAS LOANS MADE TO OTHERS (AND NONE JOINT WITH PARTNER)   ...(Go To YAST25-4300A)
 2   YES, R HAS LOANS MADE TO OTHERS JOINT WITH SPOUSE/PARTNER (AND PERHAPS OWN)   ...(Go To YAST25-4300A)
 3   YES, R HAS ONLY LOANS MADE TO OTHERS JOINT WITH SPOUSE/PARTNER (NONE SOLELY OWNED)   ...(Go To YAST25-4300A)
 4   YES, SPOUSE/PARTNER HAS LOANS MADE TO OTHERS NOT JOINT WITH R
 0   NO

Default Next:YAST25-4790
Lead-In:YAST25-4000S6 [Default], YAST25-4270 [Default], YAST25-4292 [Default], YAST25-4294_000002 [Default], YAST25-4296 [Default]


YAST25-4300A []Section: Assets25

Altogether, how much are you owed from these loans?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4300A1)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4300B_000001)

Default Next:YAST25-4300A2
Lead-In:YAST25-4300 [1:3]


YAST25-4300A1 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4300A2

Default Next:YAST25-4790
Lead-In:YAST25-4300A [1:1]


YAST25-4300B_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4300B_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4790
Lead-In:YAST25-4300B_000001 [Default]


YAST25-4300A2 []Section: Assets25

(REFER TO SHOWCARD FF)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YAST25-4790
Lead-In:YAST25-4300A1 [-2:-1], YAST25-4300A [Default]


YAST25-4790 []Section: Assets25

Do [you/you or your spouse/you or your partner] own any vehicles such as a car, van, truck, jeep-like vehicle, a motor home/RV, motorcycle, boat or airplane?

 1   Yes, Respondent owns vehicles   ...(Go To YAST25-4810)
 2   Yes, Respondent and Spouse/Partner jointly own all   ...(Go To YAST25-4810)
 3   Yes, R has vehicles owned jointly with spouse/partner and OWN vehicle   ...(Go To YAST25-4810)
 4   Yes, spouse/partner owns vehicle alone
 0   NO

Default Next:YAST25-4010
Lead-In:YAST25-4000S7 [1:1], YAST25-4300 [Default], YAST25-4300A1 [Default], YAST25-4300B_000002 [Default], YAST25-4300A2 [Default]


YAST25-4810 []Section: Assets25

Altogether, what is the current market value of all of the vehicles [you own/you own jointly with your spouse/partner]?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4812)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4814_000001)

Default Next:YAST25-4816
Lead-In:YAST25-4790 [1:3]


YAST25-4812 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4816

Default Next:YAST25-4840
Lead-In:YAST25-4810 [1:1]


YAST25-4814_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4814_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4840
Lead-In:YAST25-4814_000001 [Default]


YAST25-4816 []Section: Assets25

(REFER TO SHOWCARD FF)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YAST25-4840
Lead-In:YAST25-4812 [-2:-1], YAST25-4810 [Default]


YAST25-4840 []Section: Assets25

How much is still owed on these vehicles?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4842)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4844_000001)

Default Next:YAST25-4846
Lead-In:YAST25-4812 [Default], YAST25-4814_000002 [Default], YAST25-4816 [Default]


YAST25-4842 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4846

Default Next:YAST25-4010
Lead-In:YAST25-4840 [1:1]


YAST25-4844_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4844_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4010
Lead-In:YAST25-4844_000001 [Default]


YAST25-4846 []Section: Assets25

(REFER TO SHOWCARD FF)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YAST25-4010
Lead-In:YAST25-4842 [-2:-1], YAST25-4840 [Default]


YAST25-4010 []Section: Assets25

Do [you/you or your spouse/you or your partner] own a business, partnership or professional practice, or any part of a business/partnership/professional practice?

 1   YES, RESPONDENT OWNS   ...(Go To YAST25-4010A1)
 2   YES, RESPONDENT AND SPOUSE/PARTNER JOINTLY OWN   ...(Go To YAST25-4010A1)
 3   YES, SPOUSE/PARTNER OWNS SEPARATELY FROM RESPONDENT
 4   NO

Default Next:YAST25-4140
Lead-In:YAST25-4790 [Default], YAST25-4842 [Default], YAST25-4844_000002 [Default], YAST25-4846 [Default]


YAST25-4010A1 []Section: Assets25

Please list the names of all businesses and professional practices which you currently own or in which you are invested.

Default Next:YAST25-4010A1A
Lead-In:YAST25-4010 [1:2]


YAST25-4010A1A []Section: Assets25

INTERVIEWER: IF THE NAME OF THE BUSINESS OR PROFESSIONAL PRACTICE IS SPELLED INCORRECTLY, PLEASE CLICK ON "MODIFY ROW" NEXT TO THE NAME AND MAKE THE NECESSARY CORRECTIONS.

IF THERE ARE NO CORRECTIONS, PRESS "SUBMIT AND CONTINUE".

Default Next:YAST25-4010A1B
Lead-In:YAST25-4010A1 [Default]


YAST25-4010A1B []Section: Assets25

INTERVIEWER: IF ANY BUSINESS OR PROFESSIONAL PRACTICE THAT WAS ADDED TO THE ROSTER IN THE PREVIOUS QUESTION SHOULD NOT BE ON THIS LIST, PLEASE CLICK ON "DELETE ROW" NEXT TO THE NAME OF THE PROGRAM.

IF THERE ARE NO DELETIONS, PRESS "SUBMIT AND CONTINUE".

Default Next:YAST25-4010A2
Lead-In:YAST25-4010A1A [Default]


YAST25-4010A2 []Section: Assets25

Now, I'm going to ask you some questions about each business or professional practice [you/you or your spouse/you or your partner] are currently invested in.

Default Next:YAST25-4010A2A
Lead-In:YAST25-4010A1B [Default]


YAST25-4010A2A []Section: Assets25

RECCOUNT ([BUSINESSES])

If Answer = 0 Then Go To
YAST25-4140

Default Next:YAST25-4010A2-LOOP-BEGIN
Lead-In:YAST25-4010A2 [Default]


YAST25-4010A2-LOOP-BEGIN []Section: Assets25

FOR([BPP_LOOP]=1; [BPP_LOOP]<=[TOTBPP]; [BPP_LOOP]=[BPP_LOOP]+1; [YAST25-4116A-LOOP-END])

Default Next:YAST25-4010A3
Lead-In:YAST25-4010A2A [Default]


YAST25-4010A3 []Section: Assets25

In answering these questions, please include all of the land, buildings, tools,equipment, intellectual property, and other assets that [you/you or your spouse/you or your partner] own as part of a business.

Default Next:YAST25-4030A
Lead-In:YAST25-4010A2-LOOP-BEGIN [Default]


YAST25-4030A []Section: Assets25

If you sold all of [BUSINESSES.NAME([BPP_LOOP])] that [you own/you own and you own with your spouse/partner], including any real estate owned by the business/partnership/professional practice, and paid off any debts, would you lose money, would you make money, or would you just about break even?

 1   LOSE MONEY   ...(Go To YAST25-4032A)
 2   MAKE MONEY   ...(Go To YAST25-4032)
 3   BREAK EVEN

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4010A3 [Default]


YAST25-4032 []Section: Assets25

How much money would you make?

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4033A_000001

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4030A [2:2]


YAST25-4032A []Section: Assets25

How much money would you lose?

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4034A_000001

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4030A [1:1]


YAST25-4033A_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range you might make? What is the upper amount of the range you might make?

Lower amount 


YAST25-4033A_000002 []Section: Assets25

Upper amount 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4036

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4033A_000001 [Default]


YAST25-4034A_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range you might lose? What is the upper amount of the range you might lose?

Lower amount 


YAST25-4034A_000002 []Section: Assets25

Upper amount 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4036A

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4034A_000001 [Default]


YAST25-4036 []Section: Assets25

(REFER TO SHOWCARD KK)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $25,000
 2   B. $25,001 - $50,000
 3   C. $50,001 - $100,000
 4   D. $100,001 - $250,000
 5   E. $250,001 - $500,000
 6   F. $500,001 - $1,000,000
 7   G. More than $1,000,000

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4033A_000002 [-2:-1]


YAST25-4036A []Section: Assets25

(REFER TO SHOWCARD KK)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of how much you might lose?

 1   A. $1 - $25,000
 2   B. $25,001 - $50,000
 3   C. $50,001 - $100,000
 4   D. $100,001 - $250,000
 5   E. $250,001 - $500,000
 6   F. $500,001 - $1,000,000
 7   G. More than $1,000,000

Default Next:YAST25-4116A-LOOP-END
Lead-In:YAST25-4034A_000002 [-2:-1]


YAST25-4116A-LOOP-END []Section: Assets25

ENDFOR

Default Next:YAST25-4140
Lead-In:YAST25-4030A [Default], YAST25-4032 [Default], YAST25-4032A [Default], YAST25-4033A_000002 [Default], YAST25-4034A_000002 [Default], YAST25-4036 [Default], YAST25-4036A [Default]


YAST25-4140 []Section: Assets25

Do [you/you or your spouse/you or your partner] have any other real estate, such as a second home, vacation homes or condominiums (including any weeks in a time-share unit), land, rental real estate, a partnership, or money owed to you on a land contract or mortgage?

 1   YES, RESPONDENT OWNS   ...(Go To YAST25-4160)
 2   YES, RESPONDENT AND SPOUSE/PARTNER JOINTLY OWN   ...(Go To YAST25-4160)
 3   YES, SPOUSE/PARTNER OWNS SEPARATELY FROM RESPONDENT
 4   NO

Default Next:YAST25-4870
Lead-In:YAST25-4010A2A [0:0], YAST25-4010 [Default], YAST25-4116A-LOOP-END [Default]


YAST25-4160 []Section: Assets25

If you sold all of the other real estate that [you own/you own and you own with your spouse/partner] and paid off any debts on it, how much would you get? IF RESPONDENT WOULD LOSE MONEY ON OTHER REAL ESTATE AFTER SALE SELECT TO ENTER NEGATIVE VALUE.

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER POSITIVE AMOUNT   ...(Go To YAST25-4162)
 2   SELECT TO ENTER POSTIVE RANGE   ...(Go To YAST25-4164_000001)
 3   SELECT TO ENTER NEGATIVE AMOUNT   ...(Go To YAST25-4162N)
 4   SELECT TO ENTER NEGATIVE RANGE   ...(Go To YAST25-4164N_000001)

Default Next:YAST25-4166
Lead-In:YAST25-4140 [1:2]


YAST25-4162 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4166

Default Next:YAST25-4870
Lead-In:YAST25-4160 [1:1]


YAST25-4162N []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4166

Default Next:YAST25-4870
Lead-In:YAST25-4160 [3:3]


YAST25-4164_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4164_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4870
Lead-In:YAST25-4164_000001 [Default]


YAST25-4164N_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4164N_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-4870
Lead-In:YAST25-4164N_000001 [Default]


YAST25-4166 []Section: Assets25

(REFER TO SHOWCARD KK)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $25,000
 2   B. $25,001 - $50,000
 3   C. $50,001 - $100,000
 4   D. $100,001 - $250,000
 5   E. $250,001 - $500,000
 6   F. $500,001 - $1,000,000
 7   G. More than $1,000,000

Default Next:YAST25-4870
Lead-In:YAST25-4162 [-2:-1], YAST25-4162N [-2:-1], YAST25-4160 [Default]


YAST25-4870 []Section: Assets25

(REFER TO SHOWCARD BBB)

Now we would like to get your best estimate of the value of your household furnishings you own, including furniture, major appliances, and home electronic items. When answering this question, please consider only items you own. If you own part of an item with someone else, only include the value of the part you own. Please look at this card and tell me the letter of your best estimate of the amount of money you would get if you were to sell all of your personal household furnishings and your portion of shared household items.

 8   A. $0
 1   B. $1 - $5,000
 2   C. $5,001 - $10,000
 3   D. $10,001 - $25,000
 4   E. $25,001 - $50,000
 5   F. $50,001 - $100,000
 6   G. $100,001- $250,000
 7   H. More than $250,000

Default Next:YAST25-4880
Lead-In:YAST25-4000S7 [Default], YAST25-4000S8 [Default], YAST25-4000S10A [Default], YAST25-4000S10B_000002 [Default], YAST25-4000S10C [Default], YAST25-4140 [Default], YAST25-4162 [Default], YAST25-4162N [Default], YAST25-4164_000002 [Default], YAST25-4164N_000002 [Default], YAST25-4166 [Default]


YAST25-4880 []Section: Assets25

Do [you/you or your spouse/you or your partner] have any other savings or substantial assets that we haven't already discussed -- for example assets in a trust, annuity, or managed investment account, art work, precious metals, antiques, oil and gas leases, futures contracts, royalties, or something else?

 1   Yes, respondent has other assets   ...(Go To YAST25-4900)
 2   Yes, respondent has other assets and other assets held jointly with spouse/partner   ...(Go To YAST25-4900)
 3   Yes, respondent has other assets jointly with spouse/partner   ...(Go To YAST25-4900)
 4   Yes, spouse/partner has other assets separately from respondent
 0   No

Default Next:YAST25-5010
Lead-In:YAST25-4870 [Default]


YAST25-4900 []Section: Assets25

If you sold all of the other assets [you own/you have on your own and you have jointly with your spouse/partner] how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-4902)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-4904_000001)

Default Next:YAST25-4906
Lead-In:YAST25-4880 [1:3]


YAST25-4902 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-4906

Default Next:YAST25-5010
Lead-In:YAST25-4900 [1:1]


YAST25-4904_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-4904_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5010
Lead-In:YAST25-4904_000001 [Default]


YAST25-4906 []Section: Assets25

(REFER TO SHOWCARD FF)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YAST25-5010
Lead-In:YAST25-4902 [-2:-1], YAST25-4900 [Default]


YAST25-5010 []Section: Assets25

Now I would like to ask you a few questions about any debts you might have other than mortgages and other real estate loans, business debts, and auto loans.

Default Next:YAST25-5011
Lead-In:YAST25-4880 [Default], YAST25-4902 [Default], YAST25-4904_000002 [Default], YAST25-4906 [Default]


YAST25-5011 []Section: Assets25

{PREV_COLLOAN}==1

COMMENT: R was loaned money from family/friends at last assets interview

If Answer = 1 Then Go To
YAST25-5011A

Default Next:YAST25-5015
Lead-In:YAST25-5010 [Default]


YAST25-5011A []Section: Assets25

In previous interviews you reported receiving loans from parents, other relatives, or friends to help you attend school or college. What is the total amount that you owe altogether on these educational loans from family members or friends?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5012)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5013_000001)

Default Next:YAST25-5014
Lead-In:YAST25-5011 [1:1]


YAST25-5012 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5014

Default Next:YAST25-5015
Lead-In:YAST25-5011A [1:1]


YAST25-5013_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5013_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5015
Lead-In:YAST25-5013_000001 [Default]


YAST25-5014 []Section: Assets25

(REFER TO SHOWCARD II)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. More than $100,000

Default Next:YAST25-5015
Lead-In:YAST25-5012 [-2:-1], YAST25-5011A [Default]


YAST25-5015 []Section: Assets25

{PREV_GOVLOAN}==1

COMMENT: R was loaned money from family/friends at last assets interview

If Answer = 1 Then Go To
YAST25-5015A

Default Next:YAST25-5020
Lead-In:YAST25-5011 [Default], YAST25-5012 [Default], YAST25-5013_000002 [Default], YAST25-5014 [Default]


YAST25-5015A []Section: Assets25

In previous interviews you reported borrowing government-subsidized or other types of loans to attend a school or college. What is the total amount that you owe altogether on these educational loans?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5016)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5017_000001)

Default Next:YAST25-5018
Lead-In:YAST25-5015 [1:1]


YAST25-5016 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5018

Default Next:YAST25-5020
Lead-In:YAST25-5015A [1:1]


YAST25-5017_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5017_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5020
Lead-In:YAST25-5017_000001 [Default]


YAST25-5018 []Section: Assets25

(REFER TO SHOWCARD II)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. More than $100,000

Default Next:YAST25-5020
Lead-In:YAST25-5016 [-2:-1], YAST25-5015A [Default]


YAST25-5020 []Section: Assets25

{PREV_YINC-20800}>=0

COMMENT: R provided valid answer to the "loaned money from family/friends" at last assets interview question

If Answer = 1 Then Go To
YAST25-5040

Default Next:YAST25-5130
Lead-In:YAST25-5015 [Default], YAST25-5016 [Default], YAST25-5017_000002 [Default], YAST25-5018 [Default]


YAST25-5040 []Section: Assets25

Other than money someone loaned you for education expenses or for the purchase or remodeling of your home, do [you/you or your spouse/you or your partner] owe $1000 or more to any relatives or friends?

 1   YES   ...(Go To YAST25-5050)
 0   NO

Default Next:YAST25-5210A
Lead-In:YAST25-5020 [1:1]


YAST25-5050 []Section: Assets25

(REFER TO SHOWCARD LL)

Please look at this card and tell me who has ever loaned you $1000 or more?

(SELECT ALL THAT APPLY.)

 1   1. YOUR PARENTS TOGETHER
 2   2. YOUR MOTHER ONLY
 3   3. YOUR FATHER ONLY
 4   4. YOUR MOTHER AND YOUR STEP-FATHER TOGETHER
 5   5. YOUR FATHER AND YOUR STEP-MOTHER TOGETHER
 6   6. YOUR STEP-FATHER ONLY
 7   7. YOUR STEP-MOTHER ONLY
 8   8. YOUR BROTHERS OR SISTERS (OR STEP BROTHER OR SISTERS)
 9   9. YOUR GRANDPARENTS
 10   10. YOUR SPOUSE'S/PARTNER'S PARENTS TOGETHER
 11   11. YOUR SPOUSE'S/PARTNER'S MOTHER ONLY
 12   12. YOUR SPOUSE'S/PARTNER'S FATHER ONLY
 13   13. YOUR SPOUSE'S/PARTNER'S MOTHER AND STEP-FATHER TOGETHER
 14   14. YOUR SPOUSE'S/PARTNER'S FATHER AND STEP-MOTHER TOGETHER
 15   15. YOUR SPOUSE'S/PARTNER'S STEP FATHER ONLY
 16   16. YOUR SPOUSE'S/PARTNER'S STEP MOTHER ONLY
 17   17. YOUR SPOUSE'S/PARTNER'S BROTHERS OR SISTERS (STEP BROTHER OR SISTERS)
 18   18. YOUR SPOUSE'S/PARTNER'S GRANDPARENTS
 19   19. OTHER RELATIVES
 20   20. FRIENDS OR OTHER NON-RELATIVES

Default Next:YAST25-5060
Lead-In:YAST25-5040 [1:1]


YAST25-5060 []Section: Assets25

INSELECTION ([YAST25-5050],-2)

COMMENT: R does not know who loaned them money

If Answer = 1 Then Go To
YAST25-5210A

Default Next:YAST25-5062
Lead-In:YAST25-5050 [Default]


YAST25-5062 []Section: Assets25

INSELECTION ([YAST25-5050],-1)

COMMENT: R does not know who loaned them money

If Answer = 1 Then Go To
YAST25-5210A

Default Next:YAST25-5064-LOOP-BEGIN
Lead-In:YAST25-5060 [Default]


YAST25-5064-LOOP-BEGIN []Section: Assets25

REPEAT

COMMENT: Loop who loaned R money

Default Next:YAST25-5066
Lead-In:YAST25-5062 [Default]


YAST25-5066 []Section: Assets25

INSELECTION ([YAST25-5050],[loan loop])

COMMENT: This person was chosen as loaning R money

If Answer = 1 Then Go To
YAST25-5074

Default Next:YAST25-5110-LOOP-END
Lead-In:YAST25-5064-LOOP-BEGIN [Default]


YAST25-5074 []Section: Assets25

Altogether how much has/have your [family members/othe people] loaned you?

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5110-LOOP-END

Default Next:YAST25-5080
Lead-In:YAST25-5066 [1:1]


YAST25-5080 []Section: Assets25

How much is still owed on this/these loan(s)?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5082)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5084_000001)

Default Next:YAST25-5086
Lead-In:YAST25-5074 [Default]


YAST25-5082 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5086

Default Next:YAST25-5110-LOOP-END
Lead-In:YAST25-5080 [1:1]


YAST25-5084_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5084_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5110-LOOP-END
Lead-In:YAST25-5084_000001 [Default]


YAST25-5086 []Section: Assets25

(REFER TO SHOWCARD FF)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $5,000
 2   B. $5,001 - $10,000
 3   C. $10,001 - $25,000
 4   D. $25,001 - $50,000
 5   E. $50,001 - $100,000
 6   F. $100,001 - $250,000
 7   G. More than $250,000

Default Next:YAST25-5110-LOOP-END
Lead-In:YAST25-5082 [-2:-1], YAST25-5080 [Default]


YAST25-5110-LOOP-END []Section: Assets25

UNTIL (([loan loop]==20) || ([number of people loaning R money]==5))

COMMENT: Conditions from loop met? Loop who loaned R money

Default Next:YAST25-5210A
Lead-In:YAST25-5074 [-2:-1], YAST25-5066 [Default], YAST25-5082 [Default], YAST25-5084_000002 [Default], YAST25-5086 [Default]


YAST25-5130 []Section: Assets25

Other than money someone loaned you for education expenses or for the purchase or remodeling of your home, since [LASTASTINTDATE~X] have any relatives or friends loaned you $1000 or more?

 1   YES   ...(Go To YAST25-5140)
 0   NO

Default Next:YAST25-5210A
Lead-In:YAST25-5020 [Default]


YAST25-5140 []Section: Assets25

(REFER TO SHOWCARD LL)

Please look at this card and tell me who has loaned you $1000 or more since [LASTASTINTDATE~X]?

(SELECT ALL THAT APPLY.)

 1   1. YOUR PARENTS TOGETHER
 2   2. YOUR MOTHER ONLY
 3   3. YOUR FATHER ONLY
 4   4. YOUR MOTHER AND YOUR STEP-FATHER TOGETHER
 5   5. YOUR FATHER AND YOUR STEP-MOTHER TOGETHER
 6   6. YOUR STEP-FATHER ONLY
 7   7. YOUR STEP-MOTHER ONLY
 8   8. YOUR BROTHERS OR SISTERS (OR STEP BROTHER OR SISTERS)
 9   9. YOUR GRANDPARENTS
 10   10. YOUR SPOUSE'S/PARTNER'S PARENTS TOGETHER
 11   11. YOUR SPOUSE'S/PARTNER'S MOTHER ONLY
 12   12. YOUR SPOUSE'S/PARTNER'S FATHER ONLY
 13   13. YOUR SPOUSE'S/PARTNER'S MOTHER AND STEP-FATHER TOGETHER
 14   14. YOUR SPOUSE'S/PARTNER'S FATHER AND STEP-MOTHER TOGETHER
 15   15. YOUR SPOUSE'S/PARTNER'S STEP FATHER ONLY
 16   16. YOUR SPOUSE'S/PARTNER'S STEP MOTHER ONLY
 17   17. YOUR SPOUSE'S/PARTNER'S BROTHERS OR SISTERS (STEP BROTHER OR SISTERS)
 18   18. YOUR SPOUSE'S/PARTNER'S GRANDPARENTS
 19   19. OTHER RELATIVES
 20   20. FRIENDS OR OTHER NON-RELATIVES

Default Next:YAST25-5150
Lead-In:YAST25-5130 [1:1]


YAST25-5150 []Section: Assets25

INSELECTION ([YAST25-5140],-2)

COMMENT: R does not know who loaned them money since last assets interview

If Answer = 1 Then Go To
YAST25-5210A

Default Next:YAST25-5152
Lead-In:YAST25-5140 [Default]


YAST25-5152 []Section: Assets25

INSELECTION ([YAST25-5140],-1)

COMMENT: R does not know who loaned them money since last assets interview

If Answer = 1 Then Go To
YAST25-5210A

Default Next:YAST25-5154-LOOP-BEGIN
Lead-In:YAST25-5150 [Default]


YAST25-5154-LOOP-BEGIN []Section: Assets25

REPEAT

COMMENT: Loop who loaned R money since last assets interview

Default Next:YAST25-5156
Lead-In:YAST25-5152 [Default]


YAST25-5156 []Section: Assets25

INSELECTION ([YAST25-5140],[loop])

COMMENT: This person was chosen as loaning R money since last assets interview

If Answer = 1 Then Go To
YAST25-5164

Default Next:YAST25-5200-LOOP-END
Lead-In:YAST25-5154-LOOP-BEGIN [Default]


YAST25-5164 []Section: Assets25

Since [LASTASTINTDATE~X] how much has/have your [people selected in YAST-5140] loaned you?

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5200-LOOP-END

Default Next:YAST25-5170
Lead-In:YAST25-5156 [1:1]


YAST25-5170 []Section: Assets25

Altogether, how much is still owed on this/these loan(s), including any money your [people selected in YAST-5140] may have loaned you before [LASTASTINTDATE~X]?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5172)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5174_000001)

Default Next:YAST25-5176
Lead-In:YAST25-5164 [Default]


YAST25-5172 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5176

Default Next:YAST25-5200-LOOP-END
Lead-In:YAST25-5170 [1:1]


YAST25-5174_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5174_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5200-LOOP-END
Lead-In:YAST25-5174_000001 [Default]


YAST25-5176 []Section: Assets25

(REFER TO SHOWCARD S)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. $100,001 - $250,000
 9   I. More than $250,000

Default Next:YAST25-5200-LOOP-END
Lead-In:YAST25-5172 [-2:-1], YAST25-5170 [Default]


YAST25-5200-LOOP-END []Section: Assets25

UNTIL (([loop]==20) || ([number of people loaning R money]==5))

COMMENT: Conditions from loop met? Loop who loaned R money since last assets interview

Default Next:YAST25-5210A
Lead-In:YAST25-5164 [-2:-1], YAST25-5156 [Default], YAST25-5172 [Default], YAST25-5174_000002 [Default], YAST25-5176 [Default]


YAST25-5210A []Section: Assets25

Do [you/you or your spouse/you or your partner] have any credit cards, such as Visa, American Express, or credit cards for specific stores, such as department stores or gas stations?

 1   YES   ...(Go To YAST25-5210A1)
 0   NO

Default Next:YAST25-5210D1
Lead-In:YAST25-5060 [1:1], YAST25-5062 [1:1], YAST25-5150 [1:1], YAST25-5152 [1:1], YAST25-5040 [Default], YAST25-5110-LOOP-END [Default], YAST25-5130 [Default], YAST25-5200-LOOP-END [Default]


YAST25-5210A1 []Section: Assets25

After the most recent payment, roughly what was the balance still owed on all of these accounts together? If you paid off all of these accounts, please report $0.

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5210A2)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5210A3_000001)

Default Next:YAST25-5210A4
Lead-In:YAST25-5210A [1:1]


YAST25-5210A2 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5210A4

Default Next:YAST25-5210B1
Lead-In:YAST25-5210A1 [1:1]


YAST25-5210A3_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5210A3_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5210B1
Lead-In:YAST25-5210A3_000001 [Default]


YAST25-5210A4 []Section: Assets25

(REFER TO SHOWCARD II)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. $50,001 - $100,000
 8   H. More than $100,000

Default Next:YAST25-5210B1
Lead-In:YAST25-5210A2 [-2:-1], YAST25-5210A1 [Default]


YAST25-5210B1 []Section: Assets25

Do [you/you or your spouse/you or your partner] owe any money on any credit card accounts that you no longer have, such as Visa, American Express, or credit cards for specific stores, such as department stores or gas stations?

 1   YES   ...(Go To YAST25-5210C1)
 0   NO

Default Next:YAST25-5210D1
Lead-In:YAST25-5210A2 [Default], YAST25-5210A3_000002 [Default], YAST25-5210A4 [Default]


YAST25-5210C1 []Section: Assets25

After the most recent payment, roughly what was the balance still owed on all of these accounts together?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5210C2)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5210C3_000001)

Default Next:YAST25-5210C4
Lead-In:YAST25-5210B1 [1:1]


YAST25-5210C2 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5210C4

Default Next:YAST25-5210D1
Lead-In:YAST25-5210C1 [1:1]


YAST25-5210C3_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5210C3_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5210D1
Lead-In:YAST25-5210C3_000001 [Default]


YAST25-5210C4 []Section: Assets25

(REFER TO SHOWCARD GG)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YAST25-5210D1
Lead-In:YAST25-5210C2 [-2:-1], YAST25-5210C1 [Default]


YAST25-5210D1 []Section: Assets25

(Aside from the accounts that we talked about,) Do [you/you or your spouse/you or your partner] currently owe money to any other businesses, such as stores, doctor's offices, hospitals, or banks. Please include any installment plans, rent-to-own accounts, or any other business that you owe money to.

 1   YES   ...(Go To YAST25-5210D1A)
 0   NO

Default Next:YAST25-5250
Lead-In:YAST25-5210A [Default], YAST25-5210B1 [Default], YAST25-5210C2 [Default], YAST25-5210C3_000002 [Default], YAST25-5210C4 [Default]


YAST25-5210D1A []Section: Assets25

After the most recent payments were made on these accounts, what was the balance still owed?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5210D2)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5210D3_000001)

Default Next:YAST25-5210D4
Lead-In:YAST25-5210D1 [1:1]


YAST25-5210D2 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5210D4

Default Next:YAST25-5250
Lead-In:YAST25-5210D1A [1:1]


YAST25-5210D3_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5210D3_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5250
Lead-In:YAST25-5210D3_000001 [Default]


YAST25-5210D4 []Section: Assets25

(REFER TO SHOWCARD GG)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $1,000
 2   B. $1,001 - $2,500
 3   C. $2,501 - $5,000
 4   D. $5,001 - $10,000
 5   E. $10,001 - $25,000
 6   F. $25,001 - $50,000
 7   G. More than $50,000

Default Next:YAST25-5250
Lead-In:YAST25-5210D2 [-2:-1], YAST25-5210D1A [Default]


YAST25-5250 []Section: Assets25

{KEY_MARSTAT}==1 || {YOUTH_PARTNER}==1

COMMENT: R is currently married or has a partner

If Answer = 1 Then Go To
YAST25-5260

Default Next:YAST25-5400
Lead-In:YAST25-5210D1 [Default], YAST25-5210D2 [Default], YAST25-5210D3_000002 [Default], YAST25-5210D4 [Default]


YAST25-5260 []Section: Assets25

{LASTASTSPOPAR}==1 || {KEY_EVERLIVED3}==1

COMMENT: R got married or starting living with spouse/partner since last assets interview

If Answer = 1 Then Go To
YAST25-5280

Default Next:YAST25-5310
Lead-In:YAST25-5250 [1:1]


YAST25-5280 []Section: Assets25

Thinking of all of the things your [spouse/partner] owned and his/her savings and investments when you got married or started living with your partner, if your [spouse/partner] had sold all of this and paid off any debts owed at that time, about how much would your [spouse/partner] have received?

IF SPOUSE/PARTNER HAD MORE DEBTS THAN ASSETS ENTER NEGATIVE VALUE

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5282)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5284_000001)

Default Next:YAST25-5286
Lead-In:YAST25-5260 [1:1]


YAST25-5282 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5286

Default Next:YAST25-5310
Lead-In:YAST25-5280 [1:1]


YAST25-5284_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5284_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5310
Lead-In:YAST25-5284_000001 [Default]


YAST25-5286 []Section: Assets25

(REFER TO SHOWCARD KK)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $25,000
 2   B. $25,001 - $50,000
 3   C. $50,001 - $100,000
 4   D. $100,001 - $250,000
 5   E. $250,001 - $500,000
 6   F. $500,001 - $1,000,000
 7   G. More than $1,000,000

Default Next:YAST25-5310
Lead-In:YAST25-5282 [-2:-1], YAST25-5280 [Default]


YAST25-5310 []Section: Assets25

Does your [spouse/partner] have any savings or investments or own any assets that you do not share any interest in?

 1   YES   ...(Go To YAST25-5320)
 0   NO

Default Next:YAST25-5400
Lead-In:YAST25-5260 [Default], YAST25-5282 [Default], YAST25-5284_000002 [Default], YAST25-5286 [Default]


YAST25-5320 []Section: Assets25

If your [spouse/partner] sold or cashed in all of the savings, investments and assets he/she owns that you do not have an interest in, how much would your [spouse/partner] receive?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST25-5322)
 2   SELECT TO ENTER RANGE   ...(Go To YAST25-5324_000001)

Default Next:YAST25-5326
Lead-In:YAST25-5310 [1:1]


YAST25-5322 []Section: Assets25

(ENTER AMOUNT)

Enter Number: 
If Answer >= -2 AND Answer <= -1 Then Go To
YAST25-5326

Default Next:YAST25-5400
Lead-In:YAST25-5320 [1:1]


YAST25-5324_000001 []Section: Assets25

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

Lower amount 


YAST25-5324_000002 []Section: Assets25

Upper amount 

Default Next:YAST25-5400
Lead-In:YAST25-5324_000001 [Default]


YAST25-5326 []Section: Assets25

(REFER TO SHOWCARD KK)

[[Please look at this card/ ]]

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. $1 - $25,000
 2   B. $25,001 - $50,000
 3   C. $50,001 - $100,000
 4   D. $100,001 - $250,000
 5   E. $250,001 - $500,000
 6   F. $500,001 - $1,000,000
 7   G. More than $1,000,000

Default Next:YAST25-5400
Lead-In:YAST25-5322 [-2:-1], YAST25-5320 [Default]


YAST25-5400 []Section: Assets25

Sometimes people go through hard times financially. The next few questions are about any financial difficulties you may have gone through recently.

Default Next:YAST25-5410
Lead-In:YAST25-5250 [Default], YAST25-5310 [Default], YAST25-5322 [Default], YAST25-5324_000002 [Default], YAST25-5326 [Default]


YAST25-5410 []Section: Assets25

Now thinking of all the various loan or mortgage payments you made during the last year, were all payments made the way they were scheduled, or were payments on any of the loans sometimes made later or missed?

 1   All payments were made on schedule
 2   Payments were sometimes made late or missed   ...(Go To YAST25-5411)

Default Next:YAST25-5420
Lead-In:YAST25-5400 [Default]


YAST25-5411 []Section: Assets25

Were you ever behind in your payments by two months or more?

 1   YES
 0   NO

Default Next:YAST25-5420
Lead-In:YAST25-5410 [2:2]


YAST25-5420 []Section: Assets25

Have [you/you or your spouse/you or your partner] ever declared bankruptcy?

 1   YES   ...(Go To YAST25-5421)
 0   NO

Default Next:YAST30-200A
Lead-In:YAST25-5410 [Default], YAST25-5411 [Default]


YAST25-5421 []Section: Assets25

How many times have [you/you or your spouse/you or your partner] declared bankruptcy?

 1   ONCE
 2   MORE THAN ONCE

Default Next:YAST25-5422
Lead-In:YAST25-5420 [1:1]


YAST25-5422 []Section: Assets25

Please think about the most recent time that [you/you or your spouse/you or your partner] declared bankruptcy. In what month and year was this?

Enter Date:  
MonthYear 

Default Next:YAST25-5423
Lead-In:YAST25-5421 [Default]


YAST25-5423 []Section: Assets25

What type of bankruptcy did [you/you or your spouse/you or your partner] declare? Was it...

 1   Chapter 7, commonly referred to as Straight Bankruptcy
 2   Chapter 11, commonly referred to as Business Reorganization
 3   Chapter 12, commonly referred to as Family Farmer Reorganization
 4   Chapter 13, commonly referred to as Personal Debt Reorganization/Wage Earner Repayment Plan
 5   Other (SPECIFY)

Default Next:YAST30-200A
Lead-In:YAST25-5422 [Default]