Questionnaire Public Report 03/06/2017 10:53:30 AM Cohort: National Longitudinal Survey of Youth 1997 Round: Youth Questionnaire 97 (R17) Instrument : Youth
1. #### Assets35

 YAST35-AGE30ELIG1 [] Section: Assets35

[KEY_AGEDOL] >= 16

COMMENT: R is eligible to receive Assets 35 section

If Answer = 1 Then Go To
YAST35-CH9

 Default Next: YAST35-AGE30ELIG2

 YAST35-CH9 [] Section: Assets35

Other than any loans you may have mentioned earlier, did any relatives or friends give [you/you and/or your spouse/you and/or your partner] a financial loan to buy or to remodel this residence?

 1   YES   ...(Go To YAST35-CH10) 0   NO

 Default Next: YAST35-AGE30ELIG2 Lead-In: YAST35-AGE30ELIG1 [1:1]

 YAST35-CH10 [] Section: Assets35

Altogether how much do [you/you and/or your spouse/you and/or your partner] owe to your relatives and/or friends on loans given to [you/you and/or your spouse/you and/or your partner] to help purchase or remodel this residence?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-CH10A) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-CH10B_000001)

 Default Next: YAST35-CH10C Lead-In: YAST35-CH9 [1:1]

 YAST35-CH10A [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-CH10C

 Default Next: YAST35-AGE30ELIG2 Lead-In: YAST35-CH10 [1:1]

 YAST35-CH10B_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-CH10B_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-AGE30ELIG2 Lead-In: YAST35-CH10B_000001 [Default]

 YAST35-CH10C [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-AGE30ELIG2 Lead-In: YAST35-CH10A [-2:-1], YAST35-CH10 [Default]

 YAST35-AGE30ELIG2 [] Section: Assets35

[KEY_AGEDOL] >= 16

COMMENT: R is eligible to receive Assets 30 section

If Answer = 1 Then Go To
YAST35-4000

 Default Next: YPRGA-1000 Lead-In: YAST35-AGE30ELIG1 [Default], YAST35-CH9 [Default], YAST35-CH10A [Default], YAST35-CH10B_000002 [Default], YAST35-CH10C [Default]

 YAST35-4000 [] Section: Assets35

Next we want to understand, generally, what your assets and debts are, at about the time when you are close to age 35. You may remember us asking you similar questions when you were about age 30.

 Default Next: YAST35-4000S1 Lead-In: YAST35-AGE30ELIG2 [1:1]

 YAST35-4000S1 [] Section: Assets35

[PREV_OTHER_ASSETS]==1

COMMENT: The respondent reported ownership of ANY assets other than a car or vehicle during the last assets interview

If Answer = 0 Then Go To
YAST35-4000S2

 Default Next: YAST35-4400 Lead-In: YAST35-4000 [Default]

 YAST35-4000S2 [] Section: Assets35

[PREV_ASTMARCHANGE]==1 || [CUR_ASTMARCHANGE]==1

COMMENT: R has reported a change in marital (or partner) status since the last assets interview

If Answer = 0 Then Go To
YAST35-4000S3

 Default Next: YAST35-4400 Lead-In: YAST35-4000S1 [0:0]

 YAST35-4000S3 [] Section: Assets35

[YINC-2000]==1 || [YINC-2900]==1 || [YINC-4300]==1 || [YINC-4600]==1 || [YINC-4900]==1

COMMENT: The respondent reported interest, dividend, or rental property income

If Answer = 0 Then Go To
YAST35-4000S3A

 Default Next: YAST35-4400 Lead-In: YAST35-4000S2 [0:0]

 YAST35-4000S3A [] Section: Assets35

[YHOU-9]==1 || ([owns all/owns part/rent/owned by others] >=1 && [owns all/owns part/rent/owned by others] <=4) || [YHOU-8]==1 || [YHOU-CH1]==1 || [YHOU-CH1]==2 || [YHOU-CH1]==3 || [YHOU-CH1]==4

COMMENT: The respondent reported owning own home or selling previous home

If Answer = 0 Then Go To
YAST35-4000S4

 Default Next: YAST35-4400 Lead-In: YAST35-4000S3 [0:0]

 YAST35-4000S4 [] Section: Assets35

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] opened any account at a bank or a credit union such as a checking account or a savings account?

 1   YES   ...(Go To YAST35-4420) 0   NO   ...(Go To YAST35-4000S5)

 Default Next: YAST35-4400 Lead-In: YAST35-4000S3A [0:0]

 YAST35-4000S5 [] Section: Assets35

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] bought, inherited, or been given certificates of deposit, U.S. Savings Bonds, stocks, or other financial investments?

 1   YES   ...(Go To YAST35-4550) 0   NO   ...(Go To YAST35-4000S6)

 Default Next: YAST35-4400 Lead-In: YAST35-4000S4 [0:0]

 YAST35-4000S6 [] Section: Assets35

Since [LASTASTINTDATE~X], have [you/you or your spouse/you or your partner] participated in an employer-sponsored plan that saves for retirement such as a 401K or 403B or contributed to a plan that saves for retirement, such as an IRA or a Keogh plan or an account for saving for educational expenses, such as a Coverdell IRA or 529 plan?

 1   YES   ...(Go To YAST35-4290) 0   NO   ...(Go To YAST35-4000S8)

 Default Next: YAST35-4400 Lead-In: YAST35-4000S5 [0:0]

 YAST35-4000S8 [] Section: Assets35

Do [you/you or your spouse/you or your partner] currently own or are [you/you or your spouse/you or your partner] purchasing a car or other type of motor vehicle, such as a van, truck, jeep-like vehicle, a motor home/RV, motorcycle, or airplane? Please do not include vehicles that you lease or have use of, but do not own.

 1   YES   ...(Go To YAST35-4000S9) 0   NO

 Default Next: YAST35-4870 Lead-In: YAST35-4000S6 [0:0]

 YAST35-4000S9 [] Section: Assets35

Altogether, what is the current market value of all of the vehicles [you/you or your spouse/you or your partner] have?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4000S9A) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4000S9B_000001)

 Default Next: YAST35-4000S9C Lead-In: YAST35-4000S8 [1:1]

 YAST35-4000S9A [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4000S9C

 Default Next: YAST35-4000S10 Lead-In: YAST35-4000S9 [1:1]

 YAST35-4000S9B_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4000S9B_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4000S10 Lead-In: YAST35-4000S9B_000001 [Default]

 YAST35-4000S9C [] Section: Assets35

(REFER TO SHOWCARD II)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. More than \$100,000

 Default Next: YAST35-4000S10 Lead-In: YAST35-4000S9A [-2:-1], YAST35-4000S9 [Default]

 YAST35-4000S10 [] Section: Assets35

How much is still owed on these vehicles?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4000S10A) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4000S10B_000001)

 Default Next: YAST35-4000S10C Lead-In: YAST35-4000S9A [Default], YAST35-4000S9B_000002 [Default], YAST35-4000S9C [Default]

 YAST35-4000S10A [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4000S10C

 Default Next: YAST35-4870 Lead-In: YAST35-4000S10 [1:1]

 YAST35-4000S10B_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4000S10B_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4870 Lead-In: YAST35-4000S10B_000001 [Default]

 YAST35-4000S10C [] Section: Assets35

(REFER TO SHOWCARD II)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. More than \$100,000

 Default Next: YAST35-4870 Lead-In: YAST35-4000S10A [-2:-1], YAST35-4000S10 [Default]

 YAST35-4400 [] Section: Assets35

Do [you/you and/or your spouse/you and/or your partner] have any checking accounts, savings accounts or money market accounts or funds?

 1   YES   ...(Go To YAST35-4420) 0   NO

 Default Next: YAST35-4530 Lead-In: YAST35-4000S1 [Default], YAST35-4000S2 [Default], YAST35-4000S3 [Default], YAST35-4000S3A [Default], YAST35-4000S4 [Default], YAST35-4000S5 [Default], YAST35-4000S6 [Default]

 YAST35-4420 [] Section: Assets35

What is the (total) current balance in all of the checking, savings and money market accounts [you/you and/or your spouse/you and/or your partner] have? (Average balance over the past month)

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4422) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4424_000001)

 Default Next: YAST35-4426 Lead-In: YAST35-4000S4 [1:1], YAST35-4400 [1:1]

 YAST35-4422 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4426

 Default Next: YAST35-4530 Lead-In: YAST35-4420 [1:1]

 YAST35-4424_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4424_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4530 Lead-In: YAST35-4424_000001 [Default]

 YAST35-4426 [] Section: Assets35

(REFER TO SHOWCARD S)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. \$100,001 - \$250,000 9   I. More than \$250,000

 Default Next: YAST35-4530 Lead-In: YAST35-4422 [-2:-1], YAST35-4420 [Default]

 YAST35-4530 [] Section: Assets35

Excluding retirement plan savings, do [you/you and/or your spouse/you and/or your partner] have any certificates of deposit (CDs) at financial institutions, government savings bonds, Treasury bills, or other types of corporate, municipal, government bonds or bills, including any CDs, bonds, or bills held in investment trusts?

IF RESPONDENT ASKS, CDS ARE CERTIFICATES HELD FOR A SET PERIOD OF TIME THAT MUST BE CASHED OR RENEWED AT THE MATURITY DATE, GOVERNMENT SAVINGS BONDS MAY BE CALLED SERIES EE OR HH AND CAN BE PURCHASED BY PAYROLL DEDUCTION. IF NECESSARY, PROBE WITH EXAMPLES -- MORTGAGE BACKED BONDS SUCH AS THOSE FROM "GINNE-MAE" OR "FANNIE-MAE"; U.S. FREE BONDS; FOREIGN BONDS; CORPORATE BONDS.

 1   YES   ...(Go To YAST35-4550) 0   NO

 Default Next: YAST35-4660 Lead-In: YAST35-4400 [Default], YAST35-4422 [Default], YAST35-4424_000002 [Default], YAST35-4426 [Default]

 YAST35-4550 [] Section: Assets35

If you were to cash in all of the CD's, bonds and bills [you/you and/or your spouse/you and/or your partner] have, how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4552) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4554_000001)

 Default Next: YAST35-4556 Lead-In: YAST35-4000S5 [1:1], YAST35-4530 [1:1]

 YAST35-4552 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4556

 Default Next: YAST35-4660 Lead-In: YAST35-4550 [1:1]

 YAST35-4554_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4554_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4660 Lead-In: YAST35-4554_000001 [Default]

 YAST35-4556 [] Section: Assets35

(REFER TO SHOWCARD S)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. \$100,001 - \$250,000 9   I. More than \$250,000

 Default Next: YAST35-4660 Lead-In: YAST35-4552 [-2:-1], YAST35-4550 [Default]

 YAST35-4660 [] Section: Assets35

Do [you/you and/or your spouse/you and/or your partner] have any shares of stock in publicly-held corporations or mutual funds, including any stock or mutual funds held in investment trusts?

 1   YES   ...(Go To YAST35-4680) 0   NO

 Default Next: YAST35-4270 Lead-In: YAST35-4530 [Default], YAST35-4552 [Default], YAST35-4554_000002 [Default], YAST35-4556 [Default]

 YAST35-4680 [] Section: Assets35

If you sold all of the shares of stock in publicly-held corporations [you/you and/or your spouse/you and/or your partner] have, including mutual funds, how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4682) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4684_000001)

 Default Next: YAST35-4686 Lead-In: YAST35-4660 [1:1]

 YAST35-4682 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4686

 Default Next: YAST35-4270 Lead-In: YAST35-4680 [1:1]

 YAST35-4684_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4684_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4270 Lead-In: YAST35-4684_000001 [Default]

 YAST35-4686 [] Section: Assets35

(REFER TO SHOWCARD S)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. \$100,001 - \$250,000 9   I. More than \$250,000

 Default Next: YAST35-4270 Lead-In: YAST35-4682 [-2:-1], YAST35-4680 [Default]

 YAST35-4270 [] Section: Assets35

Now I would like to ask you some questions about any employer-sponsored pension or retirement savings. Many employers and unions offer pensions or retirement plans; some provide tax-deferred plans such as 401 K's, profit sharing or stock ownership plans. Do [you/you and/or your spouse/you and/or your partner] have any savings in these types of plans?

(READ IF NECESSARY) Other examples include 403B plans, 457 plans, IRA-SEP plans, and IRA-SIMPLE plans. Please do not include Traditional IRAs, Roth IRAs, or education IRAs as these will be asked about later.

 1   YES   ...(Go To YAST35-4290) 0   NO

 Default Next: YAST35-4300 Lead-In: YAST35-4660 [Default], YAST35-4682 [Default], YAST35-4684_000002 [Default], YAST35-4686 [Default]

 YAST35-4290 [] Section: Assets35

What is the total value of all the savings [you/you and/or your spouse/you and/or your partner] have in employer-sponsored plans that save for retirement?

(READ IF NECESSARY:) Tax-advantaged accounts such as IRA or Keogh plans or accounts for saving for educational expenses, such as Coverdell IRAs or 529 plans will be collected later.

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4292) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4294_000001)

 Default Next: YAST35-4296 Lead-In: YAST35-4000S6 [1:1], YAST35-4270 [1:1]

 YAST35-4292 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4296

 Default Next: YAST35-FA_8 Lead-In: YAST35-4290 [1:1]

 YAST35-4294_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4294_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-FA_8 Lead-In: YAST35-4294_000001 [Default]

 YAST35-4296 [] Section: Assets35

(REFER TO SHOWCARD JJ)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. \$250,001 - \$500,000 8   H. More than \$500,000

 Default Next: YAST35-FA_8 Lead-In: YAST35-4292 [-2:-1], YAST35-4290 [Default]

 YAST35-FA_8 [] Section: Assets35

(Other than the accounts you have through your employer,) Do [you/you or your spouse/you or your partner] have any money in IRAs, Keoghs, variable annuities, 529 plans, or other tax-advantaged accounts?

 1   YES   ...(Go To YAST35-FA_8A) 0   NO

 Default Next: YAST35-4300 Lead-In: YAST35-4292 [Default], YAST35-4294_000002 [Default], YAST35-4296 [Default]

 YAST35-FA_8A [] Section: Assets35

Now, I'll read you a list of different types of tax-advantaged accounts. Please tell me which of these [you/you or your spouse/you or your partner] hold. Do [you/you or your spouse/you or your partner] hold Traditional IRA's, Roth IRA's, Coverdell or education IRA's, Keoghs, variable annuities, 529 plans or some other kind of tax-advantaged account?

(INTERVIEWER: PLEASE SELECT ALL THAT APPLY.)

 1   Traditional IRA 2   Roth IRA 3   Coverdell IRAs or Education IRAs 4   Keogh Plans 5   Variable Annuities 6   529 Plans (State Sponsored Education Plans) 7   Other (SPECIFY)

 Default Next: YAST35-FA_8-LOOP-BEGIN Lead-In: YAST35-FA_8 [1:1]

 YAST35-FA_8-LOOP-BEGIN [] Section: Assets35

FOR([ACCOUNTTYPE]=1;[ACCOUNTTYPE]<=9;[ACCOUNTTYPE]=[ACCOUNTTYPE]+1;
[YAST35-FA_8-LOOP-END])

 Default Next: YAST35-FA_8-INSELECTION Lead-In: YAST35-FA_8A [Default]

 YAST35-FA_8-INSELECTION [] Section: Assets35

INSELECTION([YAST35-FA_8A],[ACCOUNTTYPE])

COMMENT: R has a spouse or partner

If Answer = 1 Then Go To
YAST35-FA_8B

 Default Next: YAST35-FA_8-LOOP-END Lead-In: YAST35-FA_8-LOOP-BEGIN [Default]

 YAST35-FA_8B [] Section: Assets35

Have [you/you or your spouse/you or your partner] withdrawn any money from this [Traditional IRA/Roth IRA/Coverdell IRAs or Education IRAs/Keogh Plans/Variable Annuities/529 Plans/] that you intend to pay back or redeposit?

 1   YES   ...(Go To YAST35-FA_8C1) 0   NO

 Default Next: YAST35-FA_8D Lead-In: YAST35-FA_8-INSELECTION [1:1]

 YAST35-FA_8C1 [] Section: Assets35

What is the amount that [you/you or your spouse/you or your partner] intend to pay back on all withdrawals made on this [Traditional IRA/Roth IRA/Coverdell IRAs or Education IRAs/Keogh Plans/Variable Annuities/529 Plans/]?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-FA_8C2) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-FA_8C3_000001)

 Default Next: YAST35-FA_8C4 Lead-In: YAST35-FA_8B [1:1]

 YAST35-FA_8C2 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-FA_8C4

 Default Next: YAST35-FA_8D Lead-In: YAST35-FA_8C1 [1:1]

 YAST35-FA_8C3_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-FA_8C3_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-FA_8D Lead-In: YAST35-FA_8C3_000001 [Default]

 YAST35-FA_8C4 [] Section: Assets35

(REFER TO SHOWCARD JJ)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. \$250,001 - \$500,000 8   H. More than \$500,000

 Default Next: YAST35-FA_8D Lead-In: YAST35-FA_8C2 [-2:-1], YAST35-FA_8C1 [Default]

 YAST35-FA_8D [] Section: Assets35

[Today/If you or your spouse/partner were to pay back all of these withdrawals today] how much would be in this [Traditional IRA/Roth IRA/Coverdell IRAs or Education IRAs/Keogh Plans/Variable Annuities/529 Plans/]?

 Enter Number:

 Default Next: YAST35-FA_8-LOOP-END Lead-In: YAST35-FA_8B [Default], YAST35-FA_8C2 [Default], YAST35-FA_8C3_000002 [Default], YAST35-FA_8C4 [Default]

 YAST35-FA_8-LOOP-END [] Section: Assets35

ENDFOR

 Default Next: YAST35-4300 Lead-In: YAST35-FA_8-INSELECTION [Default], YAST35-FA_8D [Default]

 YAST35-4300 [] Section: Assets35

Does anyone owe [you/you and/or your spouse/you and/or your partner] \$1000 or more from personal loans or from any mortgage loans that you have made to others, even if you are not sure that these people will repay you?

 1   YES   ...(Go To YAST35-4300A) 0   NO

 Default Next: YAST35-4790 Lead-In: YAST35-4270 [Default], YAST35-FA_8 [Default], YAST35-FA_8-LOOP-END [Default]

 YAST35-4300A [] Section: Assets35

Altogether, how much are you owed from these loans?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4300A1) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4300B_000001)

 Default Next: YAST35-4300A2 Lead-In: YAST35-4300 [1:1]

 YAST35-4300A1 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4300A2

 Default Next: YAST35-4790 Lead-In: YAST35-4300A [1:1]

 YAST35-4300B_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4300B_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4790 Lead-In: YAST35-4300B_000001 [Default]

 YAST35-4300A2 [] Section: Assets35

(REFER TO SHOWCARD FF)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. More than \$250,000

 Default Next: YAST35-4790 Lead-In: YAST35-4300A1 [-2:-1], YAST35-4300A [Default]

 YAST35-4790 [] Section: Assets35

Do [you/you and/or your spouse/you and/or your partner] own any vehicles such as a car, van, truck, jeep-like vehicle, a motor home/RV, motorcycle, boat or airplane? Please do not include vehicles that you lease or have use of, but do not own.

 1   YES   ...(Go To YAST35-4810) 0   NO

 Default Next: YAST35-4010 Lead-In: YAST35-4300 [Default], YAST35-4300A1 [Default], YAST35-4300B_000002 [Default], YAST35-4300A2 [Default]

 YAST35-4810 [] Section: Assets35

Altogether, what is the current market value of all of the vehicles [you/you and/or your spouse/you and/or your partner] own?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4812) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4814_000001)

 Default Next: YAST35-4816 Lead-In: YAST35-4790 [1:1]

 YAST35-4812 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4816

 Default Next: YAST35-4840 Lead-In: YAST35-4810 [1:1]

 YAST35-4814_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4814_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4840 Lead-In: YAST35-4814_000001 [Default]

 YAST35-4816 [] Section: Assets35

(REFER TO SHOWCARD FF)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. More than \$250,000

 Default Next: YAST35-4840 Lead-In: YAST35-4812 [-2:-1], YAST35-4810 [Default]

 YAST35-4840 [] Section: Assets35

How much is still owed on these vehicles?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4842) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4844_000001)

 Default Next: YAST35-4846 Lead-In: YAST35-4812 [Default], YAST35-4814_000002 [Default], YAST35-4816 [Default]

 YAST35-4842 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4846

 Default Next: YAST35-4010 Lead-In: YAST35-4840 [1:1]

 YAST35-4844_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4844_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4010 Lead-In: YAST35-4844_000001 [Default]

 YAST35-4846 [] Section: Assets35

(REFER TO SHOWCARD FF)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. More than \$250,000

 Default Next: YAST35-4010 Lead-In: YAST35-4842 [-2:-1], YAST35-4840 [Default]

 YAST35-4010 [] Section: Assets35

 1   YES   ...(Go To YAST35-4010A1) 0   NO

 Default Next: YAST35-4140 Lead-In: YAST35-4790 [Default], YAST35-4842 [Default], YAST35-4844_000002 [Default], YAST35-4846 [Default]

 YAST35-4010A1 [] Section: Assets35

 Default Next: YAST35-4010A1A Lead-In: YAST35-4010 [1:1]

 YAST35-4010A1A [] Section: Assets35

INTERVIEWER: IF THE NAME OF THE BUSINESS OR PROFESSIONAL PRACTICE IS SPELLED INCORRECTLY, PLEASE CLICK ON "MODIFY ROW" NEXT TO THE NAME AND MAKE THE NECESSARY CORRECTIONS.

IF THERE ARE NO CORRECTIONS, PRESS "SUBMIT AND CONTINUE".

 Default Next: YAST35-4010A1B Lead-In: YAST35-4010A1 [Default]

 YAST35-4010A1B [] Section: Assets35

INTERVIEWER: IF ANY BUSINESS OR PROFESSIONAL PRACTICE THAT WAS ADDED TO THE ROSTER IN THE PREVIOUS QUESTION SHOULD NOT BE ON THIS LIST, PLEASE CLICK ON "DELETE ROW" NEXT TO THE NAME OF THE PROGRAM.

IF THERE ARE NO DELETIONS, PRESS "SUBMIT AND CONTINUE".

 Default Next: YAST35-4010A2 Lead-In: YAST35-4010A1A [Default]

 YAST35-4010A2 [] Section: Assets35

 Default Next: YAST35-4010A2A Lead-In: YAST35-4010A1B [Default]

 YAST35-4010A2A [] Section: Assets35

If Answer = 0 Then Go To
YAST35-4140

 Default Next: YAST35-4010A2-LOOP-BEGIN Lead-In: YAST35-4010A2 [Default]

 YAST35-4010A2-LOOP-BEGIN [] Section: Assets35

FOR([BPP_LOOP]=1; [BPP_LOOP]<=[TOTBPP]; [BPP_LOOP]=[BPP_LOOP]+1; [YAST35-4116A-LOOP-END])

 Default Next: YAST35-4010A3 Lead-In: YAST35-4010A2A [Default]

 YAST35-4010A3 [] Section: Assets35

In answering these questions, please include all of the land, buildings, tools, equipment, intellectual property, and other assets that [you/you and/or your spouse/you and/or your partner] own as part of a business.

 Default Next: YAST35-4030A Lead-In: YAST35-4010A2-LOOP-BEGIN [Default]

 YAST35-4030A [] Section: Assets35

If you sold all of [BUSINESSES.NAME([BPP_LOOP])] that [you/you and/or your spouse/you and/or your partner] own, including any real estate owned by the business/partnership/professional practice, and paid off any debts, would you lose money, would you make money, or would you just about break even?

 1   LOSE MONEY   ...(Go To YAST35-4032A) 2   MAKE MONEY   ...(Go To YAST35-4032) 3   BREAK EVEN

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4010A3 [Default]

 YAST35-4032 [] Section: Assets35

How much money would [you/you and/or your spouse/you and/or your partner] make?

(ENTER AMOUNT)

 Enter Number:
YAST35-4033A_000001

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4030A [2:2]

 YAST35-4032A [] Section: Assets35

How much money would [you/you and/or your spouse/you and/or your partner] lose?

(ENTER AMOUNT)

 Enter Number:
YAST35-4034A_000001

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4030A [1:1]

 YAST35-4033A_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range you might make? What is the upper amount of the range you might make?

 Lower amount

 YAST35-4033A_000002 [] Section: Assets35

 Upper amount
YAST35-4036

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4033A_000001 [Default]

 YAST35-4034A_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range you might lose? What is the upper amount of the range you might lose?

 Lower amount

 YAST35-4034A_000002 [] Section: Assets35

 Upper amount
YAST35-4036A

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4034A_000001 [Default]

 YAST35-4036 [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4033A_000002 [-2:-1]

 YAST35-4036A [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of how much you might lose?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-4116A-LOOP-END Lead-In: YAST35-4034A_000002 [-2:-1]

 YAST35-4116A-LOOP-END [] Section: Assets35

ENDFOR

 Default Next: YAST35-4140 Lead-In: YAST35-4030A [Default], YAST35-4032 [Default], YAST35-4032A [Default], YAST35-4033A_000002 [Default], YAST35-4034A_000002 [Default], YAST35-4036 [Default], YAST35-4036A [Default]

 YAST35-4140 [] Section: Assets35

Do [you/you and/or your spouse/you and/or your partner] have any other real estate, such as a second home, vacation homes or condominiums (including any weeks in a time-share unit), land, rental real estate, a partnership, or money owed to you on a land contract or mortgage?

 1   YES   ...(Go To YAST35-4160) 0   NO

 Default Next: YAST35-4870 Lead-In: YAST35-4010A2A [0:0], YAST35-4010 [Default], YAST35-4116A-LOOP-END [Default]

 YAST35-4160 [] Section: Assets35

If you sold all of the other real estate that [you/you and/or your spouse/you and/or your partner] own and paid off any debts on it, how much would you get? IF RESPONDENT WOULD LOSE MONEY ON OTHER REAL ESTATE AFTER SALE SELECT TO ENTER NEGATIVE VALUE.

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER POSITIVE AMOUNT   ...(Go To YAST35-4162) 2   SELECT TO ENTER POSTIVE RANGE   ...(Go To YAST35-4164_000001) 3   SELECT TO ENTER NEGATIVE AMOUNT   ...(Go To YAST35-4162N) 4   SELECT TO ENTER NEGATIVE RANGE   ...(Go To YAST35-4164N_000001)

 Default Next: YAST35-4166 Lead-In: YAST35-4140 [1:1]

 YAST35-4162 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4166

 Default Next: YAST35-4870 Lead-In: YAST35-4160 [1:1]

 YAST35-4162N [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4166

 Default Next: YAST35-4870 Lead-In: YAST35-4160 [3:3]

 YAST35-4164_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4164_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4870 Lead-In: YAST35-4164_000001 [Default]

 YAST35-4164N_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4164N_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-4870 Lead-In: YAST35-4164N_000001 [Default]

 YAST35-4166 [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-4870 Lead-In: YAST35-4162 [-2:-1], YAST35-4162N [-2:-1], YAST35-4160 [Default]

 YAST35-4870 [] Section: Assets35

(REFER TO SHOWCARD BBB)

Now we would like to get your best estimate of the value of your household furnishings you own, including furniture, major appliances, and home electronic items. When answering this question, please consider only items [you/you and/or your spouse/you and/or your partner] own. If [you/you and/or your spouse/you and/or your partner] own part of an item with someone else, only include the value of the part [you/you and/or your spouse/you and/or your partner] own. Please look at this card and tell me the letter of your best estimate of the amount of money [you/you and/or your spouse/you and/or your partner] would get if you were to sell all of [yours/your and/or your spouse's/yours and/or your partner's] personal household furnishings. Remember to include only your portion of household items that [you/you and/or your spouse/you and/or your partner] own with others.

 8   A. \$0 1   B. \$1 - \$5,000 2   C. \$5,001 - \$10,000 3   D. \$10,001 - \$25,000 4   E. \$25,001 - \$50,000 5   F. \$50,001 - \$100,000 6   G. \$100,001- \$250,000 7   H. More than \$250,000

 Default Next: YAST35-4880 Lead-In: YAST35-4000S8 [Default], YAST35-4000S10A [Default], YAST35-4000S10B_000002 [Default], YAST35-4000S10C [Default], YAST35-4140 [Default], YAST35-4162 [Default], YAST35-4162N [Default], YAST35-4164_000002 [Default], YAST35-4164N_000002 [Default], YAST35-4166 [Default]

 YAST35-4880 [] Section: Assets35

Do [you/you and/or your spouse/you and/or your partner] have any other savings or substantial assets that we haven't already discussed -- for example assets in a trust, annuity, or managed investment account, art work, precious metals, antiques, oil and gas leases, futures contracts, royalties, or something else?

 1   YES   ...(Go To YAST35-4900) 0   NO

 Default Next: YAST35-5010 Lead-In: YAST35-4870 [Default]

 YAST35-4900 [] Section: Assets35

If you sold all of the other assets [you/you and/or your spouse/you and/or your partner] own how much would you get?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-4902) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-4904_000001)

 Default Next: YAST35-4906 Lead-In: YAST35-4880 [1:1]

 YAST35-4902 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-4906

 Default Next: YAST35-5010 Lead-In: YAST35-4900 [1:1]

 YAST35-4904_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-4904_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5010 Lead-In: YAST35-4904_000001 [Default]

 YAST35-4906 [] Section: Assets35

(REFER TO SHOWCARD FF)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. More than \$250,000

 Default Next: YAST35-5010 Lead-In: YAST35-4902 [-2:-1], YAST35-4900 [Default]

 YAST35-5010 [] Section: Assets35

Now I would like to ask you a few questions about any debts [you/you or your spouse/you or your partner] might have other than mortgages and other real estate loans, business debts, and auto loans.

 Default Next: YAST35-5011 Lead-In: YAST35-4880 [Default], YAST35-4902 [Default], YAST35-4904_000002 [Default], YAST35-4906 [Default]

 YAST35-5011 [] Section: Assets35

[PREV_COLLOAN]==1

COMMENT: R was loaned money from family/friends at last assets interview

If Answer = 1 Then Go To
YAST35-5011A

 Default Next: YAST35-5015 Lead-In: YAST35-5010 [Default]

 YAST35-5011A [] Section: Assets35

In previous interviews you reported receiving loans from parents, other relatives, or friends to help you attend school or college. What is the total amount that you owe altogether on these educational loans from family members or friends?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5012) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5013_000001)

 Default Next: YAST35-5014 Lead-In: YAST35-5011 [1:1]

 YAST35-5012 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5014

 Default Next: YAST35-5015 Lead-In: YAST35-5011A [1:1]

 YAST35-5013_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5013_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5015 Lead-In: YAST35-5013_000001 [Default]

 YAST35-5014 [] Section: Assets35

(REFER TO SHOWCARD II)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. More than \$100,000

 Default Next: YAST35-5015 Lead-In: YAST35-5012 [-2:-1], YAST35-5011A [Default]

 YAST35-5015 [] Section: Assets35

[PREV_GOVLOAN]==1

COMMENT: R reported government subsidized or private college loans at last assets interview

If Answer = 1 Then Go To
YAST35-5015A

 Default Next: YAST35-5019 Lead-In: YAST35-5011 [Default], YAST35-5012 [Default], YAST35-5013_000002 [Default], YAST35-5014 [Default]

 YAST35-5015A [] Section: Assets35

In previous interviews you reported borrowing government-subsidized or other types of loans to attend a school or college. What is the total amount that you owe altogether on these educational loans?

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5016) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5017_000001)

 Default Next: YAST35-5018 Lead-In: YAST35-5015 [1:1]

 YAST35-5016 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5018

 Default Next: YAST35-5019 Lead-In: YAST35-5015A [1:1]

 YAST35-5017_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5017_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5019 Lead-In: YAST35-5017_000001 [Default]

 YAST35-5018 [] Section: Assets35

(REFER TO SHOWCARD II)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. More than \$100,000

 Default Next: YAST35-5019 Lead-In: YAST35-5016 [-2:-1], YAST35-5015A [Default]

 YAST35-5019 [] Section: Assets35

[KEY_MARSTAT]==1 || [YOUTH_PARTNER]==1

COMMENT: R is currently married or has a partner

If Answer = 1 Then Go To
YAST35-5040_NEW

 Default Next: YAST35-5130 Lead-In: YAST35-5015 [Default], YAST35-5016 [Default], YAST35-5017_000002 [Default], YAST35-5018 [Default]

 YAST35-5040_NEW [] Section: Assets35

Does your [spouse/partner] have any educational loans from family/friends or government sources that s/he is still paying off?

 1   YES   ...(Go To YAST35-5074_NEW) 0   NO

 Default Next: YAST35-5130 Lead-In: YAST35-5019 [1:1]

 YAST35-5074_NEW [] Section: Assets35

What is the total amount that your [spouse/partner] owes altogether for educational loans given by family/friends and from government-subsidized or other types of loans to attend school or college?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5082_NEW) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5084_000001_NEW)

 Default Next: YAST35-5086_NEW Lead-In: YAST35-5040_NEW [1:1]

 YAST35-5082_NEW [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5086_NEW

 Default Next: YAST35-5130 Lead-In: YAST35-5074_NEW [1:1]

 YAST35-5084_000001_NEW [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5084_000002_NEW [] Section: Assets35

 Upper amount

 Default Next: YAST35-5130 Lead-In: YAST35-5084_000001_NEW [Default]

 YAST35-5086_NEW [] Section: Assets35

(REFER TO SHOWCARD FF)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$5,000 2   B. \$5,001 - \$10,000 3   C. \$10,001 - \$25,000 4   D. \$25,001 - \$50,000 5   E. \$50,001 - \$100,000 6   F. \$100,001 - \$250,000 7   G. More than \$250,000

 Default Next: YAST35-5130 Lead-In: YAST35-5082_NEW [-2:-1], YAST35-5074_NEW [Default]

 YAST35-5130 [] Section: Assets35

Do you owe any relatives \$1000 or more not counting any money someone loaned [you/you or your spouse/you or your partner] for education expenses or for the purchase or remodeling of your home?

 1   YES   ...(Go To YAST35-5170) 0   NO

 Default Next: YAST35-5210A Lead-In: YAST35-5019 [Default], YAST35-5040_NEW [Default], YAST35-5082_NEW [Default], YAST35-5084_000002_NEW [Default], YAST35-5086_NEW [Default]

 YAST35-5170 [] Section: Assets35

Altogether, how much is still owed on this/these loan(s)?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 0   NOTHING, ZERO, PAID ALL OF LOAN BACK 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5172) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5174_000001)

 Default Next: YAST35-5176 Lead-In: YAST35-5130 [1:1]

 YAST35-5172 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5176

 Default Next: YAST35-5210A1 Lead-In: YAST35-5170 [1:1]

 YAST35-5174_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5174_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5210A Lead-In: YAST35-5174_000001 [Default]

 YAST35-5176 [] Section: Assets35

(REFER TO SHOWCARD S)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. \$100,001 - \$250,000 9   I. More than \$250,000

 Default Next: YAST35-5210A Lead-In: YAST35-5172 [-2:-1], YAST35-5170 [Default]

 YAST35-5210A [] Section: Assets35

Do [you/you or your spouse/you or your partner] have any credit cards, such as Visa, American Express, or credit cards for specific stores, such as department stores or gas stations?

 1   YES   ...(Go To YAST35-5210AA) 0   NO

 Default Next: YAST35-5210B1 Lead-In: YAST35-5130 [Default], YAST35-5174_000002 [Default], YAST35-5176 [Default]

 YAST35-5210AA [] Section: Assets35

Thinking of your most recent credit card statements, did you or will you pay off ALL your balances in full?

 1   YES 0   NO   ...(Go To YAST35-5210A1)

 Default Next: YAST35-5210B1 Lead-In: YAST35-5210A [1:1]

 YAST35-5210A1 [] Section: Assets35

Again, thinking of your most recent credit card bills, roughly what is the total balance you carried over or will carry over across all of these accounts after [you/you and/or your spouse/you and/or your partner] have made your planned payments on these credit cards?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5210A2) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5210A3_000001)

 Default Next: YAST35-5210A4 Lead-In: YAST35-5210AA [0:0], YAST35-5172 [Default]

 YAST35-5210A2 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5210A4

 Default Next: YAST35-5210B1 Lead-In: YAST35-5210A1 [1:1]

 YAST35-5210A3_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5210A3_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5210B1 Lead-In: YAST35-5210A3_000001 [Default]

 YAST35-5210A4 [] Section: Assets35

(REFER TO SHOWCARD II)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. \$50,001 - \$100,000 8   H. More than \$100,000

 Default Next: YAST35-5210B1 Lead-In: YAST35-5210A2 [-2:-1], YAST35-5210A1 [Default]

 YAST35-5210B1 [] Section: Assets35

Do [you/you or your spouse/you or your partner] owe any money on any credit card accounts that you no longer have, such as Visa, American Express, or credit cards for specific stores, such as department stores or gas stations?

 1   YES   ...(Go To YAST35-5210C1) 0   NO

 Default Next: YAST35-5210D1 Lead-In: YAST35-5210A [Default], YAST35-5210AA [Default], YAST35-5210A2 [Default], YAST35-5210A3_000002 [Default], YAST35-5210A4 [Default]

 YAST35-5210C1 [] Section: Assets35

After the most recent payment, roughly what was the balance still owed on all of these accounts together?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5210C2) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5210C3_000001)

 Default Next: YAST35-5210C4 Lead-In: YAST35-5210B1 [1:1]

 YAST35-5210C2 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5210C4

 Default Next: YAST35-5210D1 Lead-In: YAST35-5210C1 [1:1]

 YAST35-5210C3_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5210C3_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5210D1 Lead-In: YAST35-5210C3_000001 [Default]

 YAST35-5210C4 [] Section: Assets35

(REFER TO SHOWCARD GG)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. More than \$50,000

 Default Next: YAST35-5210D1 Lead-In: YAST35-5210C2 [-2:-1], YAST35-5210C1 [Default]

 YAST35-5210D1 [] Section: Assets35

(Aside from the accounts that we talked about,) Do [you/you or your spouse/you or your partner] currently owe money to any other businesses, such as stores, doctor's offices, hospitals, or banks? Please include any installment plans, rent-to-own accounts, or any other business that you owe money to.

 1   YES   ...(Go To YAST35-5210D1A) 0   NO

 Default Next: YAST35-5250 Lead-In: YAST35-5210B1 [Default], YAST35-5210C2 [Default], YAST35-5210C3_000002 [Default], YAST35-5210C4 [Default]

 YAST35-5210D1A [] Section: Assets35

After the most recent payments were made on these accounts, what was the balance still owed?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5210D2) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5210D3_000001)

 Default Next: YAST35-5210D4 Lead-In: YAST35-5210D1 [1:1]

 YAST35-5210D2 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5210D4

 Default Next: YAST35-5250 Lead-In: YAST35-5210D1A [1:1]

 YAST35-5210D3_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5210D3_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5250 Lead-In: YAST35-5210D3_000001 [Default]

 YAST35-5210D4 [] Section: Assets35

(REFER TO SHOWCARD GG)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$1,000 2   B. \$1,001 - \$2,500 3   C. \$2,501 - \$5,000 4   D. \$5,001 - \$10,000 5   E. \$10,001 - \$25,000 6   F. \$25,001 - \$50,000 7   G. More than \$50,000

 Default Next: YAST35-5250 Lead-In: YAST35-5210D2 [-2:-1], YAST35-5210D1A [Default]

 YAST35-5250 [] Section: Assets35

[KEY_MARSTAT]==1 || [YOUTH_PARTNER]==1

COMMENT: R is currently married or has a partner

If Answer = 1 Then Go To
YAST35-5260

 Default Next: YAST35-5400 Lead-In: YAST35-5210D1 [Default], YAST35-5210D2 [Default], YAST35-5210D3_000002 [Default], YAST35-5210D4 [Default]

 YAST35-5260 [] Section: Assets35

[LASTASTSPOPAR]==1 || [KEY_EVERLIVED3]==1

COMMENT: R got married or starting living with spouse/partner since last assets interview

If Answer = 1 Then Go To
YAST35-5280

 Default Next: YAST35-5310 Lead-In: YAST35-5250 [1:1]

 YAST35-5280 [] Section: Assets35

Thinking of all of the things your [spouse/partner] owned and his/her savings and investments when you got married or started living with your partner, if your [spouse/partner] had sold all of this and paid off any debts owed at that time, about how much would your [spouse/partner] have received?

IF SPOUSE/PARTNER HAD MORE DEBTS THAN ASSETS SELECT TO ENTER NEGATIVE VALUE

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER POSITIVE AMOUNT   ...(Go To YAST35-5282) 2   SELECT TO ENTER POSTIVE RANGE   ...(Go To YAST35-5284_000001) 3   SELECT TO ENTER NEGATIVE AMOUNT   ...(Go To YAST35-5282N) 4   SELECT TO ENTER NEGATIVE RANGE   ...(Go To YAST35-5284N_000001)

 Default Next: YAST35-5286 Lead-In: YAST35-5260 [1:1]

 YAST35-5282 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5286

 Default Next: YAST35-5310 Lead-In: YAST35-5280 [1:1]

 YAST35-5282N [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5286

 Default Next: YAST35-5310 Lead-In: YAST35-5280 [3:3]

 YAST35-5284_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5284_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5310 Lead-In: YAST35-5284_000001 [Default]

 YAST35-5284N_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5284N_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5310 Lead-In: YAST35-5284N_000001 [Default]

 YAST35-5286 [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-5310 Lead-In: YAST35-5282 [-2:-1], YAST35-5282N [-2:-1], YAST35-5280 [Default]

 YAST35-5310 [] Section: Assets35

We understand that some couples have savings, investments, and businesses that are owned by only one person in the couple and that other couples own most assets jointly. Does your [spouse/partner] have any savings, investments, businesses, or own any assets that you do not share any interest in?

 1   YES   ...(Go To YAST35-5320) 0   NO

 Default Next: YAST35-5400 Lead-In: YAST35-5260 [Default], YAST35-5282 [Default], YAST35-5282N [Default], YAST35-5284_000002 [Default], YAST35-5284N_000002 [Default], YAST35-5286 [Default]

 YAST35-5320 [] Section: Assets35

If your [spouse/partner] sold or cashed in all of the savings, investments, businesses and assets he/she owns that you do not have an interest in, how much would your [spouse/partner] receive?

INTERVIEWER: IF RESPONDENT IS UNABLE TO GIVE AN EXACT AMOUNT, PROBE FOR A RANGE.

 1   SELECT TO ENTER AMOUNT   ...(Go To YAST35-5322) 2   SELECT TO ENTER RANGE   ...(Go To YAST35-5324_000001)

 Default Next: YAST35-5326 Lead-In: YAST35-5310 [1:1]

 YAST35-5322 [] Section: Assets35

(ENTER AMOUNT)

 Enter Number:
YAST35-5326

 Default Next: YAST35-5400 Lead-In: YAST35-5320 [1:1]

 YAST35-5324_000001 [] Section: Assets35

(READ IF NECESSARY) What is the lower amount of the range? What is the upper amount of the range?

 Lower amount

 YAST35-5324_000002 [] Section: Assets35

 Upper amount

 Default Next: YAST35-5400 Lead-In: YAST35-5324_000001 [Default]

 YAST35-5326 [] Section: Assets35

(REFER TO SHOWCARD KK)

Can you tell me the letter of the category that is your best estimate of that amount?

 1   A. \$1 - \$25,000 2   B. \$25,001 - \$50,000 3   C. \$50,001 - \$100,000 4   D. \$100,001 - \$250,000 5   E. \$250,001 - \$500,000 6   F. \$500,001 - \$1,000,000 7   G. More than \$1,000,000

 Default Next: YAST35-5400 Lead-In: YAST35-5322 [-2:-1], YAST35-5320 [Default]

 YAST35-5400 [] Section: Assets35

Sometimes people go through hard times financially. The next few questions are about any financial difficulties you may have gone through recently.

 Default Next: YAST35-5410 Lead-In: YAST35-5250 [Default], YAST35-5310 [Default], YAST35-5322 [Default], YAST35-5324_000002 [Default], YAST35-5326 [Default]

 YAST35-5410 [] Section: Assets35

Now thinking of all the various loan or mortgage payments [you/you or your spouse/you or your partner] made during the last year, were all payments made the way they were scheduled, or were payments on any of the loans sometimes made later or missed?

 1   All payments were made on schedule 2   Payments were sometimes made late or missed   ...(Go To YAST35-5411) 3   No payments due

 Default Next: YAST35-5420 Lead-In: YAST35-5400 [Default]

 YAST35-5411 [] Section: Assets35

Were [you/you or your spouse/you or your partner] ever behind in your payments by two months or more?

 1   YES 0   NO

 Default Next: YAST35-5420 Lead-In: YAST35-5410 [2:2]

 YAST35-5420 [] Section: Assets35

 1   YES   ...(Go To YAST35-5421) 0   NO

 Default Next: YPRGA-1000 Lead-In: YAST35-5410 [Default], YAST35-5411 [Default]

 YAST35-5421 [] Section: Assets35

How many times have [you/you or your spouse/you or your partner] declared bankruptcy?

 1   ONCE 2   MORE THAN ONCE

 Default Next: YAST35-5422 Lead-In: YAST35-5420 [1:1]

 YAST35-5422 [] Section: Assets35