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Title: Women and Retirement: Life Course and Temporally Proximate Determinants of Early Retirement of White and African American Women in the NLS Mature Women Cohort
Resulting in 1 citation.
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Mack, Karin Ann |
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Women and Retirement: Life Course and Temporally Proximate Determinants of Early Retirement of White and African American Women in the NLS Mature Women Cohort Ph.D. Dissertation, Mississippi State University, 1995 Cohort(s): Mature Women Publisher: UMI - University Microfilms, Bell and Howell Information and Learning Keyword(s): Age and Ageing; Divorce; Event History; Family Income; Family Influences; Health/Health Status/SF-12 Scale; Life Course; Marital Stability; Marital Status; Modeling; Modeling, Hazard/Event History/Survival/Duration; Racial Differences; Retirement/Retirement Planning; Women One flaw with much of previous work on retirement has been the static nature of conceptual and methodological frameworks. Here, a more dynamic approach is taken through an integration of life course theory and event history analysis. A feminist life course model is used to examine the retirement process and commitment to work and family roles over the life course. Further, racial differences in life course processes force a consideration of the lives of African American and white women independently. Previous research has frequently been fooled by what Finley (1995) describes as a 'social parallax' (a social parallax exists when there is a misperception of sameness). Results of this research show, that although white and African American women retire at the same rate, their paths to retirement are very different and thus models which are not separated by race ignore the complexity of this role. Data are from the NLS Labor Market Experience Mature Women Cohort. Discrete- time logistic regression hazard rate models show that life course factors, in work, individual, and family domains, do have significant effects on the timing of retirement. Thus experiences over the life course are crucial to a complete understanding of transitions in later life. Retirement timing for both white and African American women is significantly affected by promotions to more challenging work, durations in jobs, income, percentage of weeks worked, location in a pension-favorable industry, assets, and pension and Social Security receipt. In addition, retirement timing of white women is significantly affected by whether the respondent values extrinsic factors of work, recent promotions, marriage durations, spouse's retirement status, divorce, health, age differences between spouses, family income, and marital status. The retirement timing of African American women is affected by Duncan Index scores, whether the respondent dislikes her job, and education. The author concludes that: 1.) work commitment factors are the major determinant of retirement timing for both groups of women although white women also strongly influenced by family-related events; and 2.) life course measures provide insights into the retirement process which are not possible with temporal measures. |
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Bibliography Citation
Mack, Karin Ann. Women and Retirement: Life Course and Temporally Proximate Determinants of Early Retirement of White and African American Women in the NLS Mature Women Cohort. Ph.D. Dissertation, Mississippi State University, 1995. |