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Author: Sages, Ronald Alan
Resulting in 2 citations.
1. Carr, Nicholas A.
Sages, Ronald Alan
Fernatt, Frederick R.
Nabeshima, George G.
Grable, John E.
Health Information Search and Retirement Planning
Journal of Financial Counseling and Planning 26,1 (2015): 3-16.
Also: http://afcpe.org/journal-articles.php?volume=395&article=505
Cohort(s): NLSY79
Publisher: Association for Financial Counseling and Planning Education (U.S.) (AFCPE)
Keyword(s): Financial Behaviors/Decisions; Nutritional Status/Nutrition/Consumption Behaviors; Physical Activity (see also Exercise); Retirement/Retirement Planning

Permission to reprint the abstract has not been received from the publisher.

Prior research has found a relationship between the health habits of individuals and their financial well-being. Little research has been conducted, however, to explore the nature of the health-wealth connection. The purpose of this study was to explore and test the association of physical health behaviors, namely exercise and diet, and health information search behaviors, and financial wellness. Using data from the 2008 wave of National Longitudinal Survey of Youth (NLSY79), retirement planning activities were used as a proxy for financial wellness, and self-determination theory as a framework for the analysis, this study found that individuals who engage in health information search behaviors, such as reading the contents and nutrition details of food labels, are more likely to engage in financial planning activities.
Bibliography Citation
Carr, Nicholas A., Ronald Alan Sages, Frederick R. Fernatt, George G. Nabeshima and John E. Grable. "Health Information Search and Retirement Planning." Journal of Financial Counseling and Planning 26,1 (2015): 3-16.
2. Sages, Ronald Alan
Three Essays on Self-Esteem and Retirement Planning Behaviors
Ph.D. Dissertation, Department of Family Studies and Human Services, Kansas State University, 2012
Cohort(s): NLSY79
Publisher: ProQuest Dissertations & Theses (PQDT)
Keyword(s): Educational Attainment; Income; Net Worth; Pearlin Mastery Scale; Retirement/Retirement Planning; Rosenberg Self-Esteem Scale (RSES) (see Self-Esteem); Rotter Scale (see Locus of Control); Self-Esteem

Permission to reprint the abstract has not been received from the publisher.

This dissertation, consisting of three studies, explores the influence of self-esteem upon retirement planning behaviors. Data for all three essays was obtained from the National Longitudinal Survey of Youth 1979 cohort (NLSY79). A Theory of Self-Esteem (Cast & Burke, 2002) served as a theoretical framework for each study.

The first essay examined the association between information search behaviors and retirement planning actions upon two dimensions of self-esteem, consisting of efficacy and worth. Both information search behaviors and retirement planning actions were found to be associated with both dimensions. Attained levels of education and the masculine gender were also found to be significantly associated with each self-esteem dimension.

Essay two explored creditworthiness as part of the identity self-verification (Stryker, 1980) and self-esteem buffer mechanism, and its association with pre-retirement planning behaviors. Higher levels of self-esteem, attained level of education, net worth, and net income were all found to be associated with individuals who were likely to engage in one or more pre-retirement planning behavior. Creditworthy practices, however, were not found to be associated with pre-retirement planning behaviors in this study.

Essay three postulated that respondents who possessed a composite psychosocial profile consisting of Rosenberg's self-esteem scale (Rosenberg, 1965), Pearlin's mastery scale (Pearlin & Schooler, 1978), and Rotter's locus of control scale (Rotter, 1966) would be associated with engaging in one or more retirement planning behavior. Results showed that a composite psychosocial profile is associated with individuals likely to engage in one or more retirement planning behaviors. Attained levels of education, net worth, net income, and age were found to be associated with individuals likely to engage in one or more retirement planning behaviors.

Bibliography Citation
Sages, Ronald Alan. Three Essays on Self-Esteem and Retirement Planning Behaviors. Ph.D. Dissertation, Department of Family Studies and Human Services, Kansas State University, 2012.